What I Spent In 2023
Happy New Year – 2023 is in the books and it’s time for my annual spending post. I did my first spending post for the year 2020 and it was almost entirely done out of curiosity due to covid. I...
Tagged: spending
What I Spent In 2022
Happy New Year – 2022 is in the books and it’s time for my annual spending post. I’ve never budgeted in my life, so when I did my first spending post for the year 2020 it was almost entirely done...
Price Changes Over Time, Some Things Have Become Ridiculously Cheap
I’m going to be taking it a bit easy on the blog this holiday season but I still plan to post most weeks. Today I wanted to do a short post on an interesting graphic I stumbled across. I found...
No Time To Ride Your Bike Because You’re Too Busy Working To Pay It Off
In 2020 when covid took off it launched an unprecedented bike boom. Millions of people who hadn’t ridden a bike since they were a kid looked to get one, or pulled their long forgotten old clunker out of the garage...
My Values Are Probably Different Than Yours
We’ve all heard the axiom that you should spend money based on your values in life, and not so much on the rest. I was reminded of this the other day while putting my mountain bike in the back of...
I’m The Customer And I’m Always Right
When it comes to being a consumer of goods and services, I’m not a very demanding person. I won’t allow a company to take advantage of me, but I’m also not the person sending back my entrée at a restaurant...
Consumers Are Lying
Two articles came to my attention recently about consumer spending and sentiment. Both articles paint a picture of tightening and changing consumer behaviors due to inflation and other economic factors. Call me a skeptic. And it doesn’t take much searching...
FIRE Like A Boss On A 1% Withdrawal Rate
If you’re familiar with the FIRE movement then you’re probably familiar with the 4% rule. In a nutshell the 4% rule claims that you can safely withdrawal 4% of your total investments (or net worth) every year, including annual adjustments...
How Dopamine Affects Your Finances
From an evolutionary aspect, we humans have mostly existed in a world wrought with hunger, dangers, and limited resources. We had to work very hard to get what we needed for survival or we’d perish. When resources like food were...
What I Spent In 2021
Another year done and dusted, and that means another spending report. Although I’ve been blogging for over 4 years now, this is only my second annual spending report. I did one for 2020 because I was curious about my lower...
What Is A Spending Threshold And What Is Yours?
If you’re an endurance athlete you might be familiar with lactate threshold. It’s defined as: the level at which the intensity of exercise causes lactate to accumulate in the blood at a faster rate than it can be removed, making...
The Upgrade Effect
Stuff. We all buy it and need it. In a post a few years back I laid out my three rules of stuff, coming from a frugal and financially independent mindset. And recently I posted about maximizers and satisficers and...
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