My Initial Review Of This Retirement Thing
I fully retired about 4 months ago. Apparently I still have a small cadre of readers (you da best!) so I thought it’d be nice to give an update with my initial impressions.
One thing to note about my situation is that I did not go from 40+ hours a week to a full retirement like many others do. I went part time in 2017 and enjoyed almost 8 years of blissful semi-retirement by working only 20 hours a week during that time at my W2/career job. So unlike many new retirees I’ve become very accustomed to having Tuesday afternoon to do whatever I want. That said, being fully retired is still a change.
Firstly, I know it’s semantics and silly, but realizing I’m retired kinda makes me ‘seem’ old. I didn’t write “feel” old because I feel healthier than ever physically, but saying to someone “I used to do blahbiddy-blah, and now I’m retired” is a stark realization that Father Time ain’t letting up on the gas pedal.
And I now collect a pension. Of course that’s delightfully wonderful, and I earned it. But again, being retired and collecting a pension – at least when I was in my 20’s or 30’s – was something for people who also had dentures, belonged to a bridge club, and wore those velcro orthopedic shoes.
Much of this surely comes from just ending a 30+ year career with the last 29 at the same place. That’s a long time. I’m getting better with it, but I guess I’m just in a bit of a mental mind-f*ck with the whole thing.
Summer I’m So Going To Conquer You!
I punched out right before summer started and endless possibilities instantly came to mind. Even though I was only working 20 hours a week prior to retiring, taking a long vacation and multiple weeks off was still a bit challenging to do. So my mind went everywhere. Slow travel in Croatia, anyone?
But… my weekly routine of training was in full “game-on” mode and I was just getting to my summer racing fitness on the bike. I realized that I was already living a pretty damn good life as a semi-retiree every year, concentrating on my health and doing some races. Why change that right away?
So I doubled down. But I’m in my 50’s and already ride lots of miles, as much as I should to train properly. More miles would likely be too much load on my body.
I doubled down instead on the other big factors – diet, sleep, and mindset. Now I had even more time to shop for the best and healthiest food, plan workouts, and sleep to recover from them. So I did just that. This extra focus on recovery and nutrition pumped more life into my training rides and workouts. By late July I was feeling better than ever.
My main target race was in September but I signed up for another race in early August to get a gauge on where I was at. Despite rain and challenging conditions I came in second in my age group and 5th overall in the August race. I was stoked.
Then, on a whim, I decided to squeeze in a trip to the western US to do some climbing and mountaineering. Seemingly not a logical thing to train for a bike race but to be honest it’s pretty good cross training. I climbed some 14ers in California and some nice peaks in Idaho and Utah. It was my first time out west to the big mountains in a while and I pledge to NEVER go that long again. The big mountains to me are like a vitamin and I was deficient. Sure the Appalachians are great, but there’s nothing like being in the alpine zone.
It was a great decision as it boosted my mindset and I came home ready to go. I realized that despite being retired and collecting a pension I won’t be shopping for those velcro orthopedic shoes any time soon.
I lined up for my September race well trained, well fed, well rested, and with vitamin-mountain back in my body. And, I won it! I mentioned this in a T.G.I.F. Friday a while back so if you already congratulated me please don’t stroke my ego any more, haha.
It was my biggest win by far and an amazing way to launch into retirement. As my blog-buddy Fritz at Retirement Manifesto commented, retirement should be looked at as a starting line. Well, I’m off!
More Than The Bike
So what’s next? I have lots of ideas for big trips bouncing around in my head. I mean, lots.
But I also still have a graphic arts business that I love. So there’s a balance needed. I love design. I love when people pay for things I designed. It’s a real joy. To be honest I don’t need the money but it’s still great to make about $15,000 a year at an artistic pursuit.
Right now I’ll be happiest if I’m still partitioning plenty of time for that endeavor. As mentioned many times before, artificial intelligence is slowly killing the design industry. I really hope to be proven wrong but we’ll see.
There’s a bit of a “keep doing this while it’s there” cloud hanging over my business. I realize this is likely just one phase of my life and I should keep enjoying making the hay while I can.
As for cycling, I’m a bit torn. Recent successes obviously serve to spur me on to do more, to get better. I have riding buddies who are older than me and who are still able to get better. But it takes a lot of work and discipline.
One part of me wants to give it a go and turn the screw even more. I’m a guy who was obese most of his life and never played on a sports team or had any athletic achievements. Now, having tasted success in my 50’s I’m tempted to grab the bull by the horns and get what I can while I can.
But I’m also a generalist, and a curious person. There’s so much more I want to do and try and not nearly enough time for it all. I can’t keep improving at cycling while also doing lots of backpacking, paddling, and slow travel in Central America.
If this is my biggest problem or issue to work out then I’m a blessed person, that’s how I see it. All good 🙂
So that’s it for now, if you got this far thanks for reading!







































Hey, I feel your ‘pain’… I retired at 52 (now 57) and collect one of my pensions… been following you for year’s and yes, it is really tough (oddly) to start with. It gets ‘easier’/’better’ (whatever that means). I try to lean something every day; an achievable ‘goal’. Now, 5 year’s on, my world is transformed (saying that I have three hours paid work this afternoon (that’s all for this week), for my pleasure though (I even turned down a few extra hours because it was too much)). Just planning a big trip to Alaska as well… sea kayaking, wildlife, nature, hiking. Got all the time in the world; but no cycling for me today… the weathers just poor today.
Freedom and Love (for nature) x
Sounds like you’re winning the game on all levels Stuart. I’ve been to Alaska twice and will go back, you’re in for a big treat. And that’s another reason why I’m a jack of all trades – on bad weather days my “cycling only” friends have to resolve to doing nothing, while I can still go running, hiking, or even paddling. Rock on!
sounds sweet and awesome. i have a friend who retired this summer from a long time teaching and admin. job. they had the party and everything. he lasted about 6 weeks and just took a new job. with the kids all graduated and his mrs. still working i think he still has time to train and run old guy races. just did a half marathon last weekend i guess. that’s why i keep showing up to work for now. i don’t know what i would do socially unless i moved closer to my retiree friends who have time on their hands. what are you doing for social time besides the workouts? that is my main concern. all that being said i’m stoked it is working in your favor.
To answer your question I’m plenty self-aware enough to say that I require much less social time than most people. I’m perfectly fine with levels of “alone time” that are far higher than most. I’m not saying that I’m right in that or everyone else is wrong, it is just what it is. I’m pretty sure it comes from my childhood of mostly being shunned by other kids because I was fat, ugly, and weird, and also from having a tough home environment. I spent tons of time in my room alone as a kid, mostly listening to music or reading. So those things are natural to me and don’t bother me. I do, however, meet with a running group twice during the week to do runs and have coffee afterwards, and of course my Saturdays and Sundays both have long hours spent with my cycling buddies on group rides, often with coffee afterwards. Those give me plenty of social interaction, and I’m the kind of person that if I have too much social interaction I need a break from it as it mentally tires me out. Sounds to me like if you found some cool social groups to hang out in you’d lose the job in a second, I think you should 😉
Check your LDL and HDL. Mine improved after I retired. An administrator doc could not figure out why. ROTFL.
I had bloodwork in the spring and all is well, very high HDL, very low LDL, very very low Trigs. My doctor was amazed at my numbers, so I started giving her my training tips 🙂
“If this is my biggest problem or issue to work out then I’m a blessed person, that’s how I see it.”
That’s exactly it.
You’re at the point where you’re designing the life you want to live, right now (and have been for quite some time).
Chewing over it all in your head is part of the process and at some point you’ll ease off from bike training to dive into something else.
And then XYZ years later, you’ll pivot again to something else and we’ll all enjoy that ride too.
Congratulations! You’ve “won” retirement because you’ll never be bored – you’ve got the mindset and resources to go forth and feed your curiosity.
Cheers to that!
Thanks so much Wendy! I feel I’m winning the opening rounds but retirement is a long journey. My curiosity of all things in life makes it so I have no worries at all about boredom, just worries about health in that Father Time always wins in the end. I just wanna go way over 15 rounds with him and give him a good fight 😉
Nice to see you thriving and adapting with that remaining 20 hours a week fully within your own control. Well done on the challenge to see what was possible on the bike, a nice post work transition to occupy your focus. Great to hear you did some climbing, I’m assuming the beautiful Sierras? All the best on filling your days with contentment and of course lots of outdoor time well spent.
Thanks Chris, yes I was in the Sierras for a while, then the Sawtooths in Idaho, then the Uintas in Utah. Even did a quick jaunt down to Arizona to climb Humphreys peak. Lots of miles and beauty everywhere. I hope you’re getting in your adventures this year, we’re of the same mindset so I’m sure you are
Congrats on all of that!
Thank You!
Thanks for the shout-out, Dave. Your realization that you can do whatever you decide to do is one of the most significant changes that retirement brings. Glad to see you embracing it, looking forward to see where it leads for you in the next chapter (and, congrats again for crushing the race!)
Thanks Fritz, your starting line comment definitely stuck with me. To carry the metaphor I’m just at the beginning of “the main event”
Hey man, don’t knock this Velcro shoes. I rocked them during college and they are awesome!
Ha – ok maybe I’ll have to withhold judgement!
Congratulation! Retirement is great, isn’t it? Mrs. RB40 also retired earlier this year. She had a hard time with the transition and drove me a little nuts. In an ideal world, she’d rather work for a few more years. But it all worked out. She is much more relaxed now and she is spending a lot of time helping her parents out. They are getting older and need more help. Enjoy your retirement!
It IS awesome Joe as you know, thanks! I plan to make the most of it!
For the usual reasons (work/kids) I haven’t really ventured into it myself yet, but perhaps Adventure Racing could be a more ‘generalist’ venue to still train for competition goals in. It seems to me for a good way to combine nature and various outdoor sports. The more difficult thing would of course be to find a team of equal ambition level!
About 15 years ago I did some training with an adventure racing team in the DC Metro region. Cool guys, super-fit, and really fun. They were even sponsored by Hammer Nutrition and a few gear companies but it was low-level sponsorship like discounts and stuff, they didn’t get paid. I was considering joining but the problem was they all lived way out in the suburbs and I had to drive quite far to get to any of their training sessions. I hate driving in the DC area so I decided against it. But yes, adventure racing is kind of a jack of all trades outdoor sport. I’d love to try Eco Challenge!