Admit When You’re Wrong Already
Throughout most of my career I’ve held a second job as an adjunct instructor at a local University. After my salary at my main job got to a certain point, I often wondered why I was doing this. I didn’t...
Author: Dave @ Accidental FIRE
How Bad Is Financial Illiteracy In The U.S.A?
How bad is financial illiteracy in the US? How about the world? Bloomberg ran this piece discussing a three question financial literacy test which was given as part of the Aegon Retirement Readiness Survey to 16,000 people in 15 countries. Here...
The Gift Of Light On Kilimanjaro
“Wake up, it is time!” a voice shouted in broken English, breaking the metronomic sound of the tent flapping in the wind. It was 12:30am, and I didn’t have anything to wake up from. I was up. I put my...
Review – Why We Sleep By Matthew Walker
If you landed on my blog because you like reading about financial independence or early retirement and are wondering why I’m reviewing a book titled “Why We Sleep”, fear not. Here’s the deal – most people are under slept because...
The Cost Of The Big Three Expenses By State
One of the key rules for smart money management is to focus on the “big three”. What are the big three? For the vast majority of households the three biggest expenses are housing, transportation, and food. If you save the...
Your Money Horoscopes
Aries While waiting in line at CVS with your girlfriend, you second-guess the 30 cents saved on those Kirkland condoms at Costco. Taurus New possibilities for frugality are explored as you anxiously await the next one-day sale on divorce paperwork...
How High Crime In Baltimore Launched Me To Financial Independence
My first job out of college earned me $20,000 per year, which is about $35,000 in today’s dollars. Not exactly a high income start to my career, but I was just happy to land a job. When I got out...
Is Your Job Total B.S.?
You read that right. Is it? I mean, if your job and what it produces went away tomorrow, would the world be worse off? That’s the thrust behind a book from a guy named David Graeber, and this article from...
The FOMO Is Real And It’s Not What You Think
I went part time at my job in October 2017 after exceeding my target financial independence net worth. I wrote about my initial experience with my new freedom last November, and again in April. It’s my intention to keep doing...
Larry Ellison Recalls The Glory Days Of $800,000 Club Dues
LOS ANGELES – “This is starting to be outrageous”, said Larry Ellison, upon being notified of another increase in his country club dues. The new rate – $1.8 million per year. “I mean, okay, I get inflation, but they don’t...
The Income Gap To Affordable Housing
One of the biggest decisions you can make financially is whether to buy a home or not. Additionally, where you live will have a huge effect on whether affordable housing is available and on how much you make in your...
The Gig Economy Isn’t Really Growing
To me, it can be harder than ever today to separate perception and reality. There’s just too much information out there, so it’s often a forest/trees issue. So yesterday I saw this from Bloomberg – despite what you think or what...
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