Tax season is now over and if you get a refund from the government you’ve either already received it or know how much you’re getting. I’ve written before about why getting a tax refund isn’t an optimal financial move. When...
Growing up, I would never have imagined I’d own a business one day. No one in my family ever had a business, and the mere concept seemed foreign to me. I was a product of my environment, which was a...
For a long time I had my emergency fund money sitting in a savings account at a credit union. I was getting better interest than the vast majority of savings accounts out there, but still losing money to inflation. As...
Have you heard of the Consumer Financial Protection Bureau (CFPB)? It was created under the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) and stood up in July of 2011. The Dodd-Frank Act was passed in response to...
If you’re not familiar with my story, I’m financially independent and currently semi-retired from my W2 job. I work 20 hours a week and have taken back the other 20 to do as I wish. Flash back 21 years ago...
I was over my buddy Nathan’s house years ago, a massive modern “McMansion style” house in the suburbs of Baltimore. He and his wife Cindy had bought it the previous fall, and this was their first summer in the house. ...
To get to financial independence, you have to save money. There’s no way around it. Even if you become famous and wind up having money pouring out your kitchen faucets, if you don’t save you’re not going to make it...
I did it readers! Barring a major catastrophe in the last three days of 2018 that requires me to drive over 450 miles, I rode my bikes more miles than I drove my car this year! Yes, you read that...
We crested the ridge and all I saw was another steep slope climbing endlessly up. “This is climbing…” I said to myself, “…stop complaining. This is why you came halfway across the world, get on with it…” We were ascending...
Now hold on AF readers, don’t freak out at the title yet. You know a major reason I got to financial independence in my early 40’s was because I bought older used vehicles. The kind we used to call hoopties....
Being single and an outdoor sports junkie means I’m often going out on adventures by myself. And now that I’m financially independent and semi-retired I have more time than ever for adventures. These are clearly not problem statements…. But there...
This post is for you high income earners, or those who aspire to be. So this post is for pretty much everyone still working, I hope. In the U.S. the Tax Cuts and Jobs Act of 2017 set new marginal...
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2024 Activity Tracker
Cycling: 5039 Miles
Running: 314 Miles
Hiking: 46 Miles
Paddling: 86 Miles
Climbing Days: 1
2023 Activity Tracker
Cycling: 5400 Miles
Running: 472 Miles
Hiking: 37 Miles
Paddling: 96 Miles
Climbing Days: 6
2022 Activity Tracker
Cycling: 5408 Miles
Running: 321 Miles
Hiking: 43 Miles
Paddling: 40 Miles
Climbing Days: 7
Turnip FIRE! Disclaimer:
Turnip FIRE! is like, real fake news. I mean, there’s fake news that’s meant to be real, and then fake news that’s meant to be fake. The fake news that’s meant to be real is like, actual fake news. Turnip FIRE! is fake fake news…. okay now I’m confused…. Anyhoo, don’t take any Turnip FIRE! stories seriously. Just don’t.
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