Dave @ Accidental FIRE
I reached financial independence and semi-retired in my mid-40's through hard work, smart living, and investing. This blog chronicles my journey and explores many aspects of personal finance including the psychological and behavioral factors that drive our habits.
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2024 Activity Tracker
Cycling: 5039 Miles
Running: 314 Miles
Hiking: 46 Miles
Paddling: 86 Miles
Climbing Days: 1
2023 Activity Tracker
Cycling: 5400 Miles
Running: 472 Miles
Hiking: 37 Miles
Paddling: 96 Miles
Climbing Days: 6
2022 Activity Tracker
Cycling: 5408 Miles
Running: 321 Miles
Hiking: 43 Miles
Paddling: 40 Miles
Climbing Days: 7
Turnip FIRE! Disclaimer:
Turnip FIRE! is like, real fake news. I mean, there’s fake news that’s meant to be real, and then fake news that’s meant to be fake. The fake news that’s meant to be real is like, actual fake news. Turnip FIRE! is fake fake news…. okay now I’m confused…. Anyhoo, don’t take any Turnip FIRE! stories seriously. Just don’t.
That’s the absolute truth.
Word
6. “I wish I had worked more”
And overtime too!
11th Commandment. Thou shall resist the urge to get something for nothing. Wish I’d learned this as a child.
No free lunches
i’ve turned down 10’s of thousands in overtime shifts. i worked plenty of ’em but only when i had a goal to blast out quickly. some folks just can’t say no to it. that guy who died in our parking lot said yes to every single extra shift for many years.
this is a great post.
My goal is to not die in a parking lot…
Ha, funny! That said, if the TV series were supposed to be really good, on my deathbed I *might* regret not having watched it. Just sayin’.
That’s okay, I could see doing that for Cheers, or the original Underdog show 🙂
Have a great weekend Dave
I hope to not see a list like that 🙂
Ha, you too!
Those OT shifts are a double edge sword! Working them allowed me to travel the world, do work on my home, and supercharge my retirement funds, so they haven’t been all that bad. On the other hand, I have no energy for them these days and cut spending instead of slogging through more hours at work. That doesn’t mean I’ll never work them again (I will), but I’m reducing them right now. But, yeah, great list! I’ve yet to hear a patient say any of these things.
Oh, but I can’t say I regret the hours I couldn’t tear myself away from Narcos! Great show with the gorgeous Colombian scenery in the backdrop! I know you can respect that too. 😉
Very true Katie, and I definitely worked my share of both paid and unpaid overtime. But at this point in my life it comes into a better perspective. I regret some of those shifts, but not all of them. And yes, Colombia is gorgeous and I’d love to go back, especially now that it’s so much safer!
Haha! How about “I wish I’d bought a more expensive car so I could look cooler.”
Good one, now there’s 6!
Good stuff and a great take on the “five regrets”. “I wish I had tried less new things.” “I wish I had listened to my fears more” – tho that one might be appropriate, depending on how you check out 🙂 Nicely done.
Those are excellent additions – THANKS!
I’m enjoying your blog, Dave. I politely disagree with #2. I think more people should take those time and a half overtime shifts and invest the extra dough (especially while they are young – say from 20 to 30, or 25 to 35). Your time and half saved will compound/double every 7-10 years. $5000 per year of overtime, saved over 10 years turns into about $75,000. If you did nothing but let that $75,000 ride for 30 years, without adding anything to it, it would turn into $600,000 to $1.3 million by the time you reach your 60’s. I’m not saying to work overtime your whole life, but a bit of hard work and hardship over 10-20 years will make a tremendous difference in your later years.
You’re absolutely right, but that doesn’t work with the satire and silliness so much. I actually did most of my excessive work between the ages of 28 – 33 and really went at it. The extra money helped me get to FI big time. I call that “front loading” your career. Do it when you’re young and have the energy!