What Am I Doing? …When To Call It Quits

What Am I Doing? ...When To Call It QuitsWhen you grow up in Baltimore City as I did, the school of life comes at you fast.  Unless you’ve experienced that kind of atmosphere, and I’m sure a minority reading this have, it’s something that’s hard to convey.  It couldn’t be further from the typical suburban lifestyle that most of my readers likely experienced. 

When I was around 20, I started bonding more with my friend Rob.  Rob’s Dad had abandoned him at a young age and his Mom worked two waitress jobs to just try to get by.  They were on welfare. 

My Dad had just died and left lots of unhealed wounds that I was struggling with.  So Rob and I now had this shared thing, and we’d sit around at the Italian sub shop every night, get drunk, and talk shit about what we’d do to anyone who dared mess with our Moms.

One day Rob got jumped on the street by a group of other kids and beat up pretty badly.  He was a mess.  Me and some other friends vowed revenge, that’s how things worked where I’m from. 

The kids who did it heard that we were coming for them and a big fight got brewing a few nights later.  We brought ourselves, but many of the other kids brought hockey sticks and baseball bats. 

I was so pissed about my buddy Rob that I instigated things, and chaos ensued.  Blood, bodies thrown about, it was street fighting at it’s ugliest. 

Then someone screamed “Gun!” and I looked up to see a kid pointing a pistol at my chest. 

What Am I Doing? ...When To Call It QuitsOur eyes locked and I almost pissed my pants.  I remember thinking “stay calm, but this could be it”.  I then said something like “really dude? it’s not worth it..” or something like that, I can’t exactly recall.  We both backed away and the fight ended promptly. 

Nothing like a gun to stop a good street brawl. 

My clan ran to my friend Tiffany’s house around the corner and she iced my wounds and yelled at me.  Tiffany wanted to go out with me I found out later, but I was just too caught up in being a lost kid.  The next day, bruised, bloodied, and sore in a way that only street fighting inflicts, I did a lot of thinking. 

“What am I doing?  What the fuck am I doing?  I could have been killed.  For what, Rob’s honor?” 

The event clearly and unequivocally was a quitting point.  A quitting point for my life as a hell-raiser.  I still went on drinking and partying heavily for a long time, but that fight ended my involvement in the fabricated and bullshit world of the romanticized and tough inner-city kid. 

I called it quits, and have never been in another fight since.

 

When To Call It Quits

I’m now financially independent and semi-retired from a successful W2 career.  Things worked out.  I made it out of Baltimore, worked hard, saved my money, and got rich.  I never got shot. 

So how did I reach the decision to quit full time work and semi-retire from my W2 job? 

What Am I Doing? ...When To Call It Quits

My office job makes me feel caged, trapped

It was 2017 and I had just split with a serious girlfriend.  I wasn’t emotionally in a great place, and my job as a big-wig manager with all the associated stresses was compounding things. 

I remember going to an area of my building that had windows and just staring outside.  It was a beautiful spring day after a long winter with a breakup and a knee surgery.  My office itself had no windows, and I faced another 7 hours of sitting and clicking a mouse under the sorrowful glow of fluorescent lights. 

Suddenly, the voice in my head blurted it out.  “What am I doing?”

Being stuck in that office made me feel like my emotions were being trapped, stifled.  I knew what I needed, I needed nature.  To be running and cycling, moving my body.  The movement and exertion in those activities is how I heal and mentally process life.  Not in a cold, sterile office clicking a mouse to turn the wheels of useless bureaucracy.  

And I also knew I was fully FI.  So I did it, I decided to go part time that day.  I had reached my breaking point.

 

Not Sure I Can Help You

At this point you might think I’m going to advise you as to when to quit your job, or some other aspect of life that you find intolerable.

Well, my advise isn’t great, so take it or leave it.  In my experience, if it gets to the point where you’re saying “what am I doing?”, then it might be time to pull chocks. 

I realize this isn’t measurable or even meaningful to others in any tangible way.  

Sorry.

I liken it to the “I know it when I see it” test used in 1964 by United States Supreme Court Justice Potter Stewart to describe his threshold test for pornography.  What Justice Stewart considered porn at the time might have been very very different than someone else.  His statement wasn’t particularly helpful, but he was just conveying the system he used.

The breaking point isn’t quantifiable, there’s no clear threshold to reach.  But you have to find your own “what am I doing?” point in life to know when to call it quits.

You’ll know it when you feel it.

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Dave @ Accidental FIRE

I reached financial independence and semi-retired in my mid-40's through hard work, smart living, and investing. This blog chronicles my journey and explores many aspects of personal finance including the psychological and behavioral factors that drive our habits.

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30 Responses

  1. Wow. Just wow.

    “I’m now financially independent and semi-retired from a successful W2 career. Things worked out. I made it out of Baltimore, worked hard, saved my money, and got rich. I never got shot.”

    I’m pretty sure you’re in the minority, not the majority, of what can happen for inner city kids, but you willingly chose to change. How many others reached that point and chose the opposite of what you did? In many respects, you made the hard decision to get out. Good thing you did. And then you made the hard decision to get out again by semi-retiring. Great job! And great post!

    • Dave @ Accidental FIRE says:

      I can’t say what percentage did the opposite of me, but many for sure. And that includes many of the friends I grew up with who’s lives didn’t turn out so well. Thanks for the kudos and for stopping by Katie!

  2. I too am from Baltimore, and I too no longer live there, despite some lingering affection for the city. It’s just too corrupt, too poorly governed, too myopic an electorate. I quit my job, moved abroad, and started an online business, which hasn’t been an “easier” course but it’s been incredibly rewarding in its own ways.
    At the risk of sounding hokey, I do believe that there are rarely true wrong turns in life. When you’re ready for a change, to take a risk, a leap of faith, do it. You’ll land somewhere interesting and unexpected, and it may be harder for a little while, but the more you follow your own path the more likely you are to end up at your own ideal life.

    • Dave @ Accidental FIRE says:

      Yeah I won’t even touch the corruption and horrid political climate of B’more. That’s easy pickins, the city doesn’t have much going for it at all but like you I hold a certain small affection simply because of childhood memories I guess, and “the good ole days”.

      And follow your own path is generally a winner, I like it.

  3. xrayvsn says:

    That is quite a situation to be in, especially having a gun pointed at you.

    Glad things did not turn for the worse in an instant and it was the impetus for you to change your ways.

    Recognizing your work situation and deciding to change was only possible because you were no longer bound to needing a full time paycheck to make it. That’s basically the driving force for FI for all

  4. Happy your intuition kicked in when it needed to. It’s funny to think back at all the stupid things we did and realize, just one instant in the other direction and you wouldn’t be here.

  5. Wow crazy story!! Do you know what ever happened to your friend? Anyway yes, I think it’s just something you know deep down inside. I usually brush that voice over several times and make sure it’s not just an “in the moment” thought, but if it’s something that is constantly nagging me I need to address it.

    • Dave @ Accidental FIRE says:

      I do not know what happened to Rob, the last I heard he did manage to move out of the city but I lost track of most of those guys from my misspent youth. We’re very different.

  6. Abigail @ipickuppennies.net says:

    Yikes! I guess you definitely know it when you see it, whether it’s porn or a quitting point. Glad you were able to clarify your feelings both as a teen and in ‘17. Sounds like you’re in a much better place than either of those times.

  7. Another point from your “gun” story (wow!) which applies to FI. None of us know how much time we have on this Earth, but all of us only have a certain number of days. Don’t waste a day. If your heart is telling you it’s time, listen very carefully.

    • Dave @ Accidental FIRE says:

      Very good point Fritz. The future is not assured, we should constantly be reminding ourselves of that.

  8. I always tell myself the day I start hating the job, not just the parts that don’t necessarily appeal to me, is the day to start thinking about getting out. Easier said than done of course, but isn’t most things?

    • Dave @ Accidental FIRE says:

      Hate is a definite alarm bell, but also hard to accurately quantify. The grey scale from annoy, to dislike, to hate has many tones 🙂

  9. bill says:

    Had a police officer pointing a shotgun at my belly from about 10 feet away. Case of mistaken identity. I remember thinking i hope his finger does not slip. He never apologized.

  10. While in your case very extreme, it seems we need these defining moments to push us into the next stage of our lives. The key part is for us to recognize them and make the necessary move for succumb the less desirable forces upon us. We are lucky you chose the alternative thus having these conversations today.

    • Dave @ Accidental FIRE says:

      Thanks for that Chris, I got where I am by both luck and choice. For the former I’m grateful and the latter I’m proud.

  11. good story, dave. i remember sitting at our favorite all night bar on bourbon st. my change was on the bar, maybe about 14 bucks and some punk came in and snatched my money before i could hardly look up. a friend and i walked up desolate bourbon st. looking for him and pretty much ID’d who dunnit, but what the hell were we going to do? get shot over 14 bucks?

    you’re right about waking up and changing a path. i think it goes in the other direction of no ambition, nothing going positive and waking up saying “maybe i ought to work at something.”

    • Dave @ Accidental FIRE says:

      Yep, some things ya just gotta let go. They’ll get theirs, karma’s a bitch. And great point about the reverse. I imagine laying on the couch watching netflix could elicit a “what am i doing?” moment.

  12. I had my “what am I doing” moment this week during coffee with a friend. It was like a switch flipped in my head (career-wise) and I came home, journaled on it, and put a new plan in place. Great post articulating what it feels like to have a change of heart.

  13. Ramona says:

    Started out bad (not my fault), being abandoned at birth and spending 5 years in an orphanage. My father won custody and I enjoyed a poor, but happy life with him and his parents, who became my mom and dad. Got great grades, a nice radio DJ job and then moved into web design and started my small biz. As soon as I got better financially (married in the meantime, got a kid), we decided to leave it all behind and immigrate. So I’m at square one again, little money, still debt free and careful with our spending, re-starting my small biz and making sure kiddo adjusts well to this whole new society.

    Just keep on going forward, life is never linear 😀

  14. Mr. Tako says:

    Wow, that’s quite the story Dave! It could have easily gone the other way! You could have ended up in jail, or worse dead.

    This is something I think about quite a lot for my own kids. I successfully navigated my way through a world filled with crime, drugs, gangs, and other nasty garbage. I managed to do OK in life, but I wonder if my kids are going to be able to do the same.

    It’s not easy to turn away from that kind of life once you’ve committed yourself to a bad path.

  15. drmcfrugal says:

    “You’ll know it when you feel it.” It’s something that is so difficult to describe. A feeling that’s deep in the gut… unlike feelings in our head that can be rationalized or argued against.

    Having a scary experience like having gun pointed at you definitely provokes such a feeling. Also, the feeling of being stuck; which is how you felt with work. At some point you knew you had to leave, and you did. And you never looked back 🙂

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