My 2025 Was Awesome Let’s Go!

What can I say about 2025?  For me it was a really good year.  Mainly because 2024 was really shitty, so any movement was likely up. 

First and foremost in spring of 2025 I fully retired from my long career, which was about 4 years in the private sector and 29.5 in the federal government.  In addition to that main career I simultaneously worked 17 years as an adjunct faculty member of a major university in the DC area. 

On April 7th of 2025 I started my new life as a “W2 retiree”.  I call it that intentionally because of the annoying retirement police who are apparently still out there on patrol.  It was the first time since I was a teenager that I was not collecting a paycheck from an entity under the W2 employee system. Yes I have a graphic design business and continue to “work” in design, but I don’t really consider that work.  So I’m retired with a fun hobby that does bring in some dough.

But what else happened in 2025?   

 

It’s Getting Better All The Time

I won my first big regional bike race late last summer and got a 3rd place podium at another.  For a guy who was obese as a kid and well into his 30’s and who never played on a sports team in his life this was a massive achievement. 

I still look at the podium picture of me standing on top from time to time to remind myself that I’ve come a long way and that hard work pays off.  I know that could seem more than a bit narcissistic to some, but to me achievements build on momentum.  Celebrating and appreciating your wins keeps moving that ball.

I also finally got back out West to the high mountains after a break that started intentionally but went way too long.  If you’re not familiar with my story I’m into mountaineering and have climbed most of the highest peaks in the US including all 58 peaks in Colorado over 14,000ft high, or the “14ers”.  The high mountains are a sacred place to me and ground me.  Last year I did a blissful 2 week trip out West and climbed 5 or 6 big mountains, including a 14er in California.  I could feel what I call “vitamin mountain” flowing back into my body. 

 

Ultra Painful

I ran my first ultra-marathon in 2025 as well, a 32 mile technical trail race that I didn’t have time to properly train for as it came only a month after my big bike race.  But I finished, painful as it was.  Sometimes I like throwing all caution aside and just diving in.  I have no doubt I can run that race a lot faster if I trained properly for it, but it’s also fun to just show up and figure it out.

I met a lot of new people in 2025 who I now call friends, mostly from cycling or running groups.  It’s a manifestation of my theory that if you focus your social circles and friendship networks around health-related activities and exercise, then you take most of the barriers and sting out of workouts.  Workouts become just hanging out with friends, and who doesn’t want to do that?

 

Go Fast, Now Pump The Brakes

Going fast in bike races is awesome, but as a yang to that ying I also focused on slowing down in in 2025.

When I first semi-retired in 2017 I initially spent a lot of time detoxing from full time work.  A key part of that was riding my bike to the library or coffee shop and just reading, designing, blogging, or people watching.  No rushing, no worries.  The ‘chillax’ lifestyle. 

I kind of got away from that somewhat over the past 5 years, so I brought it back in 2025. 

Last years version focused more on outdoor spaces.  Ride bike to park, find nice tree, sit beneath tree and read.  Enjoy life.  I learned to appreciate park benches and track the best ones.  When I do this there is of course always a nagging voice in my brain saying “you’re not being productive!”.  I’m getting better at telling that voice to fuck off.

The urge to do this chillaxing is no doubt a reaction to our increasingly hypersonic world.  I hope to do a separate post on this, but my “Between Chaos And Peace” post from 2020 which was one of my most popular now reads as almost cute and innocent in it’s naivete considering where we are now in 2026. 

AI, robots, everything changing every week.  Life couldn’t be more awesome, but at the same time there’s an underlying nervousness and apprehension about where these things are taking us.  Maybe more on that to come, maybe not 🙂 

In the end I hope you had a great 2025 and start to ’26 and thanks for reading!

 

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Dave @ Accidental FIRE

I reached financial independence and semi-retired in my mid-40's through hard work, smart living, and investing. This blog chronicles my journey and explores many aspects of personal finance including the psychological and behavioral factors that drive our habits.

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18 Responses

  1. Linda says:

    Nothing narcissistic in feeling proud of your achievements. Hell, I’m proud of you and I don’t even know you 😆
    You continue to set a good example of what can be achieved and the fact that long term success has to involve enjoyment. The re-balancing is a constant in every aspect of life, which you also demonstrate …..
    Thanks for the bonus, mid week uplifting post!

  2. dapo says:

    What a great set of accomplishments. Thanks for the post. My goal is to do my first 14er this year. Do you have any recommendations on where to get started? I’ve been reading https://www.14ers.com/ but if you have another suggestion, that would be awesome.

    • Dave @ Accidental FIRE says:

      The 14ers site is the gold standard, it’s all the best and most recent information. Keep a watch on the recent conditions feed and of course the more detailed trip reports. As for which peak, the general consensus for the easiest first 14er is of course Quandary, but weekends there are a madhouse and there’s even parking problems. Sherman is a great choice, Bierstadt, and of course Grays and Torreys but all of those also have high traffic. If you want good starter peaks that are easier and more out of the way I’d say go for Humboldt, Huron, San Luis, and Handies. Good luck, be safe, and enjoy!

  3. Chris says:

    Good on ya for tackling those big challenges, I don’t think I realized you also suffered through an ultra. I did the big gravel bike races 2 years ago and then shifted to trail running races last year. I think 2026 will be hard enduro races on moto for me as that is also a passion. So like you I enjoy the ebb and flow of outdoor pursuits of which all also happen to be solo events of you vs the elements and terrain.

    Of course likewise again that will all be balanced with slow quiet time in nature, big days in the mountains and of course so stunning backpacking trips. Vitamin Mountain for the win lol

    All the best on 2026 my friend, Cheers

    • Dave @ Accidental FIRE says:

      It was a ‘baby ultra’, only 50k. I was doing great until a little past the halfway point and my quads started cramping pretty bad. The last 20k were, let’s say, character-building, lol. Good luck with your moto pursuits, and of course getting quiet time!

      • Chris says:

        Oh man, a locked up quad is the worst ! I did 5k last year in a trail race and it was also mentally hard as I felt awesome in the start of the race and then a steep downhill section did me in. I wanted to cry but said F it and just troopered on, like you said it is 100% character building.

  4. Wendy says:

    Ohhh, bonus post
    I didn’t realize you also taught, how cool!

    Always good to reflect and celebrate the year gone by.. And basically “ditto” to everything Linda said, ha

    • Dave @ Accidental FIRE says:

      Yes I taught as part of my federal job and at university. I love teaching but glad I don’t have to do it in the age of AI as my fellow teachers are struggling with it. Thanks for stopping by Wendy!

  5. well done, sir. 2025 was crap for us on a number of fronts. but with the retirement just 3 weeks ago i find myself getting outdoors much much more even with single digit temps for a couple of weeks straight. the puppy didn’t mind and i was reminded of how pleasant it is to get out on frozen packed snow even if just on sidewalks. fresh air is the best medicine. next comes easing back into some running.

    oh, and here is my retirement peace out post:https://freddysmidlap.substack.com/p/i-retired

    • Dave @ Accidental FIRE says:

      Sorry to hear about the crap ’25 but hey – you’re retired now! Time to live it up, frozen packed snow and all. If we could only bottle up that fresh air, best medicine ever!

  6. Matthew says:

    Wow, you kicked some major butt on your athletic endeavors, nicely done!!

    I’ve been in the slow ride coffee shop/library/light grocery mode the last couple of years and I’ve really enjoyed the chill vibe of it.

    Years ago I was doing events and races and just kinda burned out, also at the time having small children I’m sure affected it too :-). I did recently add a gravel bike to my quiver so once the warm weather gets here I’ll start tackling longer rides. Probably nothing to epic though, 2 hours is about all I can do in the saddle, longer than that and its not enjoyable.

    Are you on Garmin connect? Strava?

    • Dave @ Accidental FIRE says:

      I do quite a bit of slow riding too, and definitely lots of grocery trips on the bike. I see the bike as a multi-tool, good for lots of things. I am on both of those platforms but being that I’m mostly an anonymous blogger I would be giving that up if I divulged my profiles 🙂 Thanks for stopping by Matt!

  7. Ben says:

    Hey Dave, glad you had such an awesome 2025 – good for you! I’ve really enjoyed following along your journey over these last several years and living vicariously through you. Keep the posts coming, you still have an audience!!

  8. Joe says:

    Glad to hear you had an awesome year. You’re really living it up. Enjoy!
    Mrs. RB40 also retired last year, kicking and screaming. But she is enjoying it more now.
    Life changes and we all have to adapt.

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