Striving For Financial Independence? Find Your Tribe

I track my annual cycling, running, hiking, and paddling miles on the right rail of this blog.  A significant portion of my readership comes to my blog for content related to health and fitness and my goal in showing my numbers is to inspire an increasingly sick and unhealthy nation to change their life through activity. 

I’ve received a few emails from readers who are amazed as to how I can be so consistent in my annual mileage totals.  To me it comes naturally, I simply make a routine and put it on autopilot.  Sure I shake things up now and then with a road trip or by doing different activities.  But for the most part I’m dialed in to a nice routine, and the fact that I don’t do a ton of traveling for my job anymore sure helps in keeping that routine. 

Last week a reader with a keen eye emailed me about my running total this year.  They observed the fact that I’m running a lot more, and they’re correct.  I’m on pace for about 700 miles this year – more than double last years total.

There’s a reason….

 

Peer Groups Raise All Boats

I’m well known in the D.C. cycling community, mainly because I do lots of group rides.  I do bike shop sponsored rides and even drop in sometimes with some of the local racing team training rides.  Road cycling is a sport that relies on drafting and thus riding in groups. 

Running on the other hand is different.  For years I tried to run with different groups and it never worked.  There’s really no drafting in running, at least not at the non-elite level. 

Every time I tried to run with a new group I’d find that I was either too slow for the fast folks, or too fast for the newer and slower runners.  In the D.C. area where there are TONS of super good athletes, it was often the former.  And very often those super-fast runners were kind of stand-offish to others like me who couldn’t keep up.

But this year I finally found a group of runners who not only train at my usual pace, but who are super cool folks and fun to be around.  They have a weekly Wednesday morning run at 6:00, and I started doing it in early January. 

We usually only do between 5-6 miles and then we hang out at a coffee shop for a while afterwards and talk.  Over the past 4 months I’ve gotten to know many of these folks very well and I now have a whole new set of friends – friends who care about their health and fitness – the best kind! 

I found my running tribe.  This has been a game changer for my running! 

tribe

 

Accountability Works

Most of my new running friends have a race or races coming up, and simply hearing their full training routines and diet protocols is awesome motivation.  I’ve learned from them, and found new tools to experiment with. 

One woman in my group had a cancerous tumor removed less than a year ago and runs ultra-marathons.  She recently completed a 100-mile race, less than a year out from a cancer diagnosis!  These folks are not just inspiring, but they also stir up the competitor in me.  I hear their stories and it makes me think “I wonder if I could do that?…” 

Some of my new friends are really fast runners but they use our group for slower training runs.  A few have run the Boston Marathon, which you have to be really fast to qualify for.  One girl name Katie does speed work at the track every week.  I joined her once and got my butt kicked

She can run a sub-6 minute mile, I cannot.  I can’t even go under 6:30 yet.  Holy shit it hurts so much to try.  But she’s super-cool and she’s been egging me on to continue training my speed to get under 6:30. 

At this point I feel accountable to her in a weird way even though we’ve never socialized once outside of post-run chats and I don’t even know her last name.  She’s just super nice and as far as running at least someone who I look up to and want to emulate. 

Human bonding in this way is powerful, we are social creatures!

 

Find Your Fi Tribe

If you’re striving for financial independence – and I hope you are – you’ll do yourself a huge favor by taking that journey with others.  Find your tribe and dive in. 

Full disclosure – I didn’t use that path to FI.  I’m naturally frugal and invested at an early age so it just happened to me ‘accidentally’ as my blog name suggests.  I had no peer groups to help me and none of my friends even knew I was stashing money away all those years.

But if you are finding things a bit more challenging in your journey you’ll speed things up by joining in with others, just as my running game is leveling up this year with my new group. 

There’s Facebook groups and blogs of course, but it doesn’t have to be all online and I actually recommend that it shouldn’t be.  Find a meetup group, go to a conference.  Meet others in person who are slashing debt, cutting costs, and investing wisely.  You’ll find inspiration in their stories and most importantly you’ll have accountability partners who will keep you honest about your own journey. 

Heck, you may even feel the urge to up your game to ‘beat’ them on savings or financial life hacks.  A little friendly competition never hurt anyone. 

 

Community

I’ve always been a bit of an introvert and enjoy solo activities more than most folks.  But this years experience with my new running tribe has been a big reminder that I need to balance my “solitudiness” with healthy doses of community.

So whether you’re searching for faster running times or to shorten your path to financial independence, get out there and find your tribe.  Benefits await.

 

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Dave @ Accidental FIRE

I reached financial independence and semi-retired in my mid-40's through hard work, smart living, and investing. This blog chronicles my journey and explores many aspects of personal finance including the psychological and behavioral factors that drive our habits.

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18 Responses

  1. Danger says:

    That’s good stuff! I joined a cycling club over a year ago here in eastern virginia. I did one group ride with them then I just went back to riding solo. When my membership dues came up this year I made it a point to actually get out and go to events and group rides. So far I’ve done a few and I really like it. It’s way better than I thought it’d be and the social and fun competitive aspect of it is exactly what I needed. It’s good to be a part of a community!

    • Dave @ Accidental FIRE says:

      Awesome, sounds like you might have found your tribe. And as I always stress, when folks in that group start to become closer friends and you get to know about their lives etc, then you’ll get to a point where doing your ride or your workout is really the same as going to hang out with your friends. And THATS when the magic happens!

  2. man, i miss my running friends. i tried a group of strangers after most of my good humor (and accomplished) pals quit the sport many years ago. i was bored with them back in my mid 20’s and not because they weren’t good runners. they were but they were way too serious and humorless for my tastes.

    pro tip: if you want to get faster try incorporating some drills before your runs. try some high knees, fast feet, and especially cariocas. you only need to do a couple of 50m sets of each and it only takes a few minutes. the cariocas are especially useful in loosening up hips and getting you on the balls of your feet especially if you learn to snap the hips open with some practice. they will magically improve your form and stride and speed without you noticing. then you will be accidental fast! see what i did there?

    • Dave @ Accidental FIRE says:

      Good stuff dude. One girl in my new running group is big on these pre-run stretches and movements and she’s got me doing it with her sometimes if I get there early enough. It only makes sense that as we get older we should do more pre-work before the workout vice just jumping right into it which we could get away with more as young bucks. And good for you to ditch humorless folks, they’re reproducing at an alarming rate these days.

  3. I will say that the Saturday morning tennis meetup folks have become friends, and it’s a nice routine to seeing them each week.

    I don’t know why it’s so much harder to make friends or follow through with plans as adults but even if you have tire tribe from growing up, it’s like pulling teeth to get them together! Thankfully FI is mostly online.

    • Dave @ Accidental FIRE says:

      Very cool that you have a group of tennis friends, that’s on my to-do list but I only have so much time 🙂

  4. Mr Fate says:

    Great article and just reminded me I need to get in with the local cycling group out my way. There’s definitely more accountability and comradeship doing things with others! A well-timed article for sure!

  5. Completely agree about the need to run with a tribe!
    I was a keen runner when at uni and ran with the uni club. I was never a particularly good runner – I wasn’t going to win anything, but I loved training with the group and was a decent mid pack club runner. (I could fairly regularly break under 40 minutes for a 10K)
    Then I graduated and moved to a small town for work where I knew no one. My work was relatively physical (lots of walking around a factory) and involved shifts so I was always physically exhausted. As a result, I stopped running regularly.
    Over the next 13 years, I moved back closer to where I grew up. My job required less walking, more deskwork and yet I never got back to the running properly. I tried several times, but it was so demoralising not being anywhere near as good as I was previously. It was always demoralising when I couldn’t get under 21 minutes for a 5K, let alone run faster for twice the distance!
    Late 2021, I eventually worked out that I NEEDED to run with a group. I needed to find a club or group to run with. And I did. There is a local ‘training group’, not an official club. Someone posts on Monday evening in a facebook group about where they are meeting this week – no forms, no costs , just turn up and run. The group is a complete mix of abilities and is organised to cope well with the mix. So I showed up on a dark, very wet and cold Tuesday night in November and ran with a bunch of other crazy people that were out running around a park in that weather. And I loved it!
    Just under a year later, I once again completed a 10K in under 40 mins and it was entirely down to regularly training with my new tribe.

    • Dave @ Accidental FIRE says:

      Damn, you’re fast! Congrats for finding another group and for getting your 10k back down where you want it, sub-40 is really good. I’m really enjoying my new running friends and I’ve even gotten a few of them more interested in cycling. It’s all about exercise and moving the body to live our best lives!

  6. Dave, I just started a Retirement Mastermind group in my town, and your story explains perfectly why I did it. In fact, I just started writing a future post on my experience with the Mastermind group, and I’m going to add a link to your article. Life is better, in so many ways, when done in a group of like minded individuals. Good luck getting to that 6:30 mark (dang, that’s FAST!).

    • Dave @ Accidental FIRE says:

      That’s awesome Fritz and thanks in advance for any mentions on your blog! I’ll be really interested in reading how you’re approaching that – looking forward to it!

  7. Joe says:

    Reddit is pretty good if you’re looking for a virtual group. I have a hard time finding like minded people. Mostly, it seems like just me and Mrs. RB40 as a team. It’d be nice to have a bigger tribe.

    • Dave @ Accidental FIRE says:

      Yeah virtual groups are good for certain things but for workout and fitness it has to be in person for my taste. I can see Reddit being good for gaming or hobbies like coin collecting etc. Thanks for stopping by Joe!

  8. Jim says:

    Great post Dave, I’d like to find or develop a swim tribe in my town of 10,000 but I’m afraid there just aren’t that many folks who like to swim for exercise at my age. Unless you’re a kid on the swim team around here, there are very few competitive swimmers that I’ve run across. As for me, I’m on a mission to swim 100 miles this year, got 32 in so far, maybe if I can find others I can convince them to join me.

    • Dave @ Accidental FIRE says:

      Wow, swim 100 miles, that’s amazing! I’m not a great swimmer so to me that sounds pretty crazy. You’re right on pace Jim, DO IT!

  9. Josie says:

    Excellent post and so very true. When I retired last year from a stressful desk job, it took me months to get into any workout routine. Over the holidays, I decided it was time to step up. I went to the town’s community center to take the beginner tai chi class and found a whole new world. There are at least 3 exercise, yoga, dance classes every day for seniors and let me tell you, these 80 and 90 year olds have as good balance as me in yoga and weights! They are so inspirational with their perspectives on life and perseverance. And in true frugal form…..all these classes are free!! Now I do 1-2 classes every day cause these people are so great.

    • Dave @ Accidental FIRE says:

      That’s awesome Josie, and I’m sure those 80 and 90 year old’s will give you plenty of inspiration to continue focusing on your health. I ride with some folks in their 70’s and they’re super-strong on a bike, they’re my heroes!

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