There are two main factors in building wealth, earning and spending. It seems a majority of bloggers and influencers in the personal finance space focus heavily on frugality and spending less as a way to accumulate wealth or achieve financial...
It was September 2001 and I was living in a tiny 500 sq. ft. basement apartment of a big house in the suburbs of Washington D.C. My $40,000 a year salary placed me slightly below the median income in America,...
For introverts like me, “social distancing” isn’t something I have to be convinced to do. It’s built into my life a little more than it is for a social butterfly or an extrovert. So I’ve been watching with curious fascination...
If you are new to the financial independence or FIRE movement in the past 10 years you are now taking your first quiz. This isn’t a test really, it’s a quiz. Sure, the markets dropped about 15% percent last week...
When we make decisions we’re usually trying to attain a direct and desired outcome. If I’m getting sick of clutter around my house, I start cleaning it up and getting rid of stuff. When I need to start getting in...
When reading financial articles you no doubt come across the term CPI very often. CPI stands for the Consumer Price Index, and it’s calculated by the Bureau of Labor Statistics under the U.S. Department of Commerce. They define it on...
In general most of us like to be in control of things. Surrendering control in any facet of life usually requires faith and trust. Riding shotgun in a car requires trust in the driver. Taking medication demands trust in the...
Regular readers know I focus on the behavioral aspects that affect personal finance a lot. On a bike ride recently a thought struck me. It might just be harder than ever in 2019 to maintain good behaviors in life that...
I’m not much of a fan of social media but the social network that I’m most active on by far is Strava. If you’ve never heard of Strava it’s an app and community that allows you to record your outdoor...
On October 10th, 2018 hurricane Michael ravaged the shores of Florida and Georgia. It caused massive damage, and the death toll was 31. On that same day, approximately 110 others died in car crashes across the country, and another 120...
As a financially independent semi-retired blogger, you probably assume I’m also an ace travel hacker. By all appearances most in the FI blogosphere seem to be. Well, you’d be wrong. I’ve had a great rewards credit card for many years...
Charles Schwab recently released its annual modern wealth survey and the results are more interesting than ever. The study is an annual examination of how 1,000 Americans between the ages of 21 and 75 think about saving, spending, investing, and...
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2024 Activity Tracker
Cycling: 4703 Miles
Running: 278 Miles
Hiking: 33 Miles
Paddling: 83 Miles
Climbing Days: 1
2023 Activity Tracker
Cycling: 5400 Miles
Running: 472 Miles
Hiking: 37 Miles
Paddling: 96 Miles
Climbing Days: 6
2022 Activity Tracker
Cycling: 5408 Miles
Running: 321 Miles
Hiking: 43 Miles
Paddling: 40 Miles
Climbing Days: 7
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