Tagged: interest rates

May 9, 2023

I’m Lazy With My Money And Sometimes That Costs Me

I achieved financial independence accidentally in my mid-40’s, thus my blog name. By nature I’m pretty frugal and a saver. The money I saved went into mutual funds for the most part, and the bulk of that was index funds. ...

investing

November 16, 2021

Owning Bonds In A Low Interest Rate Environment, Some Real Analysis

A little while back I posted about de-risking my portfolio as I get older and closer to full retirement. I explained how I lowered my equity stake and increased my bond allocation to 25%. And with that increase in bonds...

finances

March 15, 2019

My New Muse, The CIT Bank Savings Builder Account

For a long time I had my emergency fund money sitting in a savings account at a credit union. I was getting better interest than the vast majority of savings accounts out there, but still losing money to inflation. As...