Tagged: saving

May 31, 2022

Consumers Are Lying

Two articles came to my attention recently about consumer spending and sentiment. Both articles paint a picture of tightening and changing consumer behaviors due to inflation and other economic factors. Call me a skeptic. And it doesn’t take much searching...

financial independence / psychology

December 28, 2021

What Is A Spending Threshold And What Is Yours?

If you’re an endurance athlete you might be familiar with lactate threshold. It’s defined as: the level at which the intensity of exercise causes lactate to accumulate in the blood at a faster rate than it can be removed, making...

info drawings

October 15, 2021

Financial Schadenfreude

Inspired by semi-rad.com, check him out for funny stuff. Subscribe To New Posts Here!

spending

October 12, 2021

Are You A Maximizer Or A Satisficer?

My coffee maker died a slow death recently. One morning I woke up to a half-brewed carafe and wondered what was up. Three days later the buttons started getting wonky. Two days after that she laid down, gone forever. I...

psychology

April 20, 2021

Self Control Is Hard, Make It Irrelevant

Recently I was in line at the grocery store and a guy in front of me grabbed a candy bar off the shelf, opened it and started munching. I assumed he was going to pay for it since he was...

finances

September 15, 2020

Financial Independence, How Much Do You Want It?

“How do you save 33% of your income? I could never do that!” Surely many of you financial warriors and frugal freedom fighters have heard something like that before. Once you’ve been outed as a being frugal or a saver...

finances

May 5, 2020

Earning More And Spending Less To Achieve Financial Independence, The Order Matters

There are two main factors in building wealth, earning and spending. It seems a majority of bloggers and influencers in the personal finance space focus heavily on frugality and spending less as a way to accumulate wealth or achieve financial...

finances

July 5, 2019

Study: Having $2 Million Does Not Make You Wealthy

Charles Schwab recently released its annual modern wealth survey and the results are more interesting than ever. The study is an annual examination of how 1,000 Americans between the ages of 21 and 75 think about saving, spending, investing, and...

First The Latte Factor, Now The Coffee Factor

spending

June 18, 2019

First The Latte Factor, Now The Coffee Factor

Recently a short video from Suze Orman created a bit of a controversy on social media. Granted everything is a controversy on social media these days, but I found this one particularly interesting. Orman recorded a short video called “how...

spending

June 11, 2019

Are Renting And Sharing The New Owning?

My lawnmower was manufactured when Ronald Reagan was still in his first term. My grandmother bought it new and I inherited it after she passed, and I’m still using it today. It’s literally cut hundreds of millions of blades of...

finances / work

January 22, 2019

I Got Let Go From My Job But I Had A Good Run

If you’re not familiar with my story, I’m financially independent and currently semi-retired from my W2 job. I work 20 hours a week and have taken back the other 20 to do as I wish. Flash back 21 years ago...

finances

January 4, 2019

Is Saving Money Your Lifestyle Or A Task?

To get to financial independence, you have to save money. There’s no way around it. Even if you become famous and wind up having money pouring out your kitchen faucets, if you don’t save you’re not going to make it...