The Upgrade Effect
Stuff. We all buy it and need it. In a post a few years back I laid out my three rules of stuff, coming from a frugal and financially independent mindset. And recently I posted about maximizers and satisficers and...
Tagged: spending
Are You A Maximizer Or A Satisficer?
My coffee maker died a slow death recently. One morning I woke up to a half-brewed carafe and wondered what was up. Three days later the buttons started getting wonky. Two days after that she laid down, gone forever. I...
What I Spent In 2020
I’ve never had a budget. Ever. I’m not against them and I actually think they’re probably necessary for those who overspend or who have a bad relationship with debt and money. But I wasn’t one of those folks thankfully. If...
My Biggest Money Mistake
It’s pretty common for personal finance and FIRE bloggers to discuss their biggest financial mistakes. I think that’s a great thing. For one, it’s good to own up to things. It makes you more human, and the transparency builds trust....
A Few Overlooked Gems That Helped Launch The FIRE Movement
For those not familiar with my story I discovered I was financially independent in my mid 40’s even though I didn’t purposely pursue it. Thus the name Accidental FIRE. I did of course live a frugal life as compared to...
Earning More And Spending Less To Achieve Financial Independence, The Order Matters
There are two main factors in building wealth, earning and spending. It seems a majority of bloggers and influencers in the personal finance space focus heavily on frugality and spending less as a way to accumulate wealth or achieve financial...
How The Coronavirus Might Change Food
For introverts like me, “social distancing” isn’t something I have to be convinced to do. It’s built into my life a little more than it is for a social butterfly or an extrovert. So I’ve been watching with curious fascination...
Beware The Steady Drip
On October 10th, 2018 hurricane Michael ravaged the shores of Florida and Georgia. It caused massive damage, and the death toll was 31. On that same day, approximately 110 others died in car crashes across the country, and another 120...
Be Kind, Make People Laugh, Save Money
A couple of weeks ago I was packing my duffle for a day of climbing on the local crag. I noticed one of my ropes was getting frayed. As a frugal weirdo I almost always use things until they die...
Study: Having $2 Million Does Not Make You Wealthy
Charles Schwab recently released its annual modern wealth survey and the results are more interesting than ever. The study is an annual examination of how 1,000 Americans between the ages of 21 and 75 think about saving, spending, investing, and...
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