How I Smartphone
We’re now accustomed to having a device on us at all times that’s amazingly small and that can access most of the entire corpus of human knowledge. Usually in a couple seconds.
Sometimes it still blows my mind when I really think about it. I mean, when it comes to things I thought were going to be invented in the future when I was young, well, flying cars never happened.
Heck we still can’t get cars en masse that average 30mpg. Pathetic.
But we got smartphones, and the internet.
When I used to watch Star Trek as a kid and Captain Kirk would speak into this “thing” that magically let him talk to Spock who might have been chillin’ on another planet, I used to think “yeah, right… phony”. I mean, it had no wires.
Well, damn, we pulled that off (except for the planet part).
So Apple has released it’s newest iPhones, something that will surely give half the population a genuine Chris Matthews leg-tingle. But at what cost?
Turns out those leg tingles are pretty darn expensive. Like, crazy expensive.
You read that right…. starts at $999, then goes to $1099.00. Then up to, get this – $1449.00.
For a smartphone. I’m not going to mock, or ridicule. Because someone out there will call me out for “shaming” people.
I’m simply going to say that you don’t need to spend a thousand bucks on a phone to get a good phone. And if you want to get to financial independence faster, doing that is not the best way.
This post is not intended to be an Apple vs. Android argument. Because those are the bloodiest wars on the planet.
Future historians will forget all about the Crusades, the World Wars, and the War on Terrorism. But they will write extensively about the Apple vs. Android war. So I do not wish to create another battlefield in that ongoing saga.
By The Numbers
Let’s look at a hypothetical scenario. You buy a new iPhone-X for a thousand dollars. Even if that phone lasts five years (unlikely) – but let’s say it does – that’s $200 per year for the device.
Yes, Apple has a trade in policy. So for the sake of argument let’s say they gave you $200 for your old iPhone, which a bit of Googling tells me is about the norm.
Okay, now you’re spending $800 for a phone that will unlikely get you through 5 years. That’s still $160 per year.
Here’s the thing, I’ve never paid more than $100 for a phone, total – ever!
What do I buy? I’ve stuck with LG’s. My current is an LG X-Power. When I wrote this post they had it listed for $141.00, but I got it at Target for $90.00 a year and half ago.
Yes – $90.00
I haven’t had a single problem with it. Yes I saw quite a few bad ratings on Amazon but the one listed is another “generation” after mine. When I bought mine it was 5 stars across the board.
And this is my third LG phone. Just FYI, I have no affiliation with LG, and my meager blog cannot possibly benefit them in any way.
What I Done Spent
I got my first smartphone in 2012. Let’s look at my phone history:
My first LG (Optimus) was $75 new and lasted about 2.5 years. I lost it. – Cost Per Year: $30
My second LG phone (V-something) was $100 new and lasted 3 years. The GPS antennae started acting up. It was a hardware issue. I use GPS the most, for driving sometimes but every day for cycling and running. I still get use out of this phone as a security camera for my house. Cost per year: $33.33
My current LG X-Power is about 17 months old, and going strong. I can’t say “I love it” because I don’t love any smartphones. I actually strongly dislike what they’ve done to our society in many ways. But I also like very much the handy aspects of them (GPS, camera, emergencies, the random cat video here and there…)
And it has a 4100mAh battery. If you’re not familiar, that’s ginormous. I charge it barely once a week, with my solar charger.
The new iPhones have a 2,658 mAh battery (barely more than half the size of mine), scaling up to 3,174mAh for the insanely priced $1449.00 model.
So for fifteen hundred bucks (!) you get a battery that only holds 3/4 the capacity of my $90 phone. Just sayin…
That’s as far as I’m going to go into comparing functionality, because it’s not really about that.
You can go fight your phone wars all day and argue elegance, style, how fast it is, camera specs, etc etc blah blah.
Bottom line, unless your phone has to be absolutely the best and most top notch because your very company and livelihood depends on it and you’d lose money if it weren’t, you don’t need a super expensive phone.
But we all know that’s true for hardly anyone, and his friend nobody. And even if that were true, you can get a very top-line Samsung for about $450 – $500, about half the cost of these new iPhones.
So let’s go back and sum up the cost of my phone life (hardware only):
Six years of smartphone ownership, total cost so far, $265. That’s $44.16 per year, and will continue to go down as my current phone shows no sign of stopping anytime soon.
And as mentioned one of my old phones is still in use as a security camera, which is a great little hack and still providing value.
Also remember I stupidly lost my first, so had I not done that my cost would be even less.
I’m Rough With Her
Did I mention I dropped my current phone on the summit of a 14er in Colorado and the face directly hit a sharp rock? The screen now has cracks, and still works flawlessly.
Kind of like my body which has many scars from outdoor pursuits, but still works. Not flawlessly, but for the most part.
Oh did I also mention that I dropped it in a local river while stand up paddle boarding? Yep, totally submerged for a bout 7 or 8 seconds in shallow water while I was getting the board out. Still works flawlessly.
In other words, in my experience, LG phones are pretty darn good. And I’ve been mean to them.
Lastly, I did a recent article that stirred quite a bit of critique about how middle class salaries have actually outpaced inflation since 1984.
Most of the critiques pointed out the cost of living, and rightly so because it’s far too complex to accurately measure for everyone.
That said, I pointed out that we buy TONS of things that never even existed in 1984, smartphones being one of the most ubiquitous. So we buy more “categories” of things these days that we still consider “being middle class”.
Well, that’s a slippery slope, and moving the goalpost on what middle class is creates an easy-out to say “the middle class is falling behind!”.
Does anyone think if you can’t afford a $1000 iPhone-XS then your salary is not keeping up with the middle class?
I do know for sure that tons of middle class people will be buying them though, including people who make below the median income in America.
Even though I hate many aspects of smartphones, I realize they’re a very valuable thing and I’m for them. That’s why I eventually got one. They can save lives, allow you to make a call for an emergency, and do many other things.
But why spend $1000 or more on a device that you can get for one-tenth of the price?
I’m all for spending on things that make you happy, so if one of those new iPhones tickles your happy-itch that much, then go for it.
But just realize that if you want to get to financial independence, you better be balancing that with smart spending elsewhere.
Your turn readers – Will you be buying a new iPhone-XS and if so do you categorize it as a luxury purchase? Or do you think it’s a standard, “middle class” item?
I’m not as frugal as you with the phones (I do have iPhones), but this is actually the first phone I’ve had to pay for. All the other ones were free with contract, and my bill was about $130 a month for two phones. Not the best, but not terrible. With these phones, I got last generation refurbished phones. Works fine, and I switched to a plan costing about $110 a month unlimited everything, and we got two months free. I calculated the savings pay for the phones in about a year. I’m still on the lookout for cheaper plans though. Oh and no way I’m getting one of the new iPhones.
You can get much cheaper plans, I didn’t want to get into the plan/service thing in this post as that deserves it’s own and has WAY more options. Bottom line, I pay $35 a month for unlimited everything. A great price, but there are still cheaper options.
Which plan are you using? As a family of 5, i’m looking for an alternative to Verizon.
I’ve been with Virgin Mobile since back when I had a flip phone, probably 2009. I get unlimited everything for that price but I don’t know if they give that to new customers or if I just get it since I’ve stayed with them. Also, they use Sprint’s network and Sprint just got approval to merge with T-Mobile, so I’m assuming my coverage should improve.
thanks
My car gets about 13 mpg ;-). But it is designee that way.
Completely agree with everything you are saying about the price or phones. Apple’s monopoly on the people who buy into their eco system is absurd. They can basically charge whatever they want, and people will buy it with their two year contract.
I’ll stick to my low cost Android that gets the job done just fine.
TPP
The Apple ‘ecosystem’ is a classic case of what bloggers call a “sales funnel”. It’s kind of like a black hole, once in it’s grip it’s hard to get out of.
I sit here, wearing my “Fall Behind the Jonese” shirt, typing this on my Samsung S5. And yet, I hang my head in shame having paid $150 for it!
Only paying $150 for a Samsung phone is definitely falling behind the Joneses! Let them go “ahead”, towards debt!
Smart phones have become the new status symbol and it starts early. My daughter is an apple fan girl and has gotten quite a bit of apple tech since coming back to live with me (some courtesy of her grandparents): iPhone 6s (which was the newest at the time), iPad, Mac book, Apple watch, etc. Some are birthday gifts or Christmas.
The point is she has more money in tech before she is a teenager than I had until I became an attending.
I personally am a huge Samsung fan. I tend to buy the top of the line phone when it comes out but keep it for awhile (my current phone is the Saman note edge which I love (the edge on this one is like a separate screen where you can scroll and not the type they have now which is just an extension of the main display curved around). I believe I am on year 3 or 4 and still works perfectly
So true about phones being a status symbol. In that respect at least they’re way cheaper than the old standby status symbol of vehicles.
This comment made me smile. I’m glad I’m not the only smart phone heretic, even if I do have an iphone now!
My first phone I bought off my older brother for a measly $8, because that was what was left on it to call for. It was a brick of a Motorola and I never used it. After that I got, begrudgingly, a small phone for Christmas even though I didn’t want one. After that I’ve been living off other people’s old phones as they upgraded. I had a first gen iphone for 3 years, the second gen for over six, and I have no idea what generation was the “new” one at the end.
Last year I had to bite the bullet and buy a “new” one though, as the battery lasted about two minutes to type a reply when I got a message. My friends were getting frustrated. I wanted to get a Fairphone, but couldn’t justify spending that much at that time. So I found a new iphone x…s? I think? Someone had won it as a prize but didn’t need it. So unusued but a good deal cheaper than getting it from Apple HQ. I had to pay $300 for it, but with my track record being $308 total for phones over the last 14 years, I think I’m good. 🙂
It’s in permanent silent mode. I hate cold calls from people I don’t know. Even people I know will usually meet my answering machine until I am able/prepared to call them back. It is good for reading emails on the go though, and letting friends know you’ve arrived at x meeting spot and where are they?
I’m an old person posing as a young ‘un – I know!
$300 over 14 years is good, way to play the system – and keeping it on silent is bonus points!
I don’t know but the fact that it’s called XS is kind of ironic, don’t you think? lol! I do love my iPhone (I’m a die hard apple user) but I try not to get one unless I absolutely have to. This past time, I splurged on the largest storage I can get because I now use it as a video camera and shoot in 4k.
Ha, I didn’t even pick that up…. XS = XpenSive
I’m a reluctant smartphone user as well. I had a flip phone up until about three years ago and am now on my second Motorola (first one recently fritzed out), it was around $150 and it works fine for my needs. The GPS and camera are nice and it even has an FM radio so I don’t have to stream music unless I want something specific, but I keep minimal apps on it. I think my bill is about $23 per month. To each their own though. I know people who would tell you to pry their Apple products and data packages out of their cold, dead hands. I’m only kidding a little 🙂 And that’s fine for them, I just have different priorities.
Wow, $23 a month is awesome. I’m with ya, “smartphone culture” is just not my priority. And my wallet and net worth thank me for it 🙂
Switching to Android / PC and getting out of the Apple “ecosystem” was the best thing I’ve ever done and I don’t miss it! I love having a cheap(-ish) phone — paid about $250 for mine, and it’s going strong after years. In the early days the iphone was tough to beat, but these days you can get so much good stuff for so much less.
The only time I’d reverse my opinion there is for content creators who do that as a living. Having the camera (and apple’s apps) of a top-end smartphone can be really helpful as a tool if you need it for your work.
I do graphic arts and I don’t think I’m held back w/out a Mac computer or laptop. Way way back Photoshop did indeed used to be optimized for Apple but those days are gone. Good for you for ditching Apple!
I have bought Iphones in the past but I think your argument holds water. i’m also sick of the company in general.
I agree!
i have no smart phone. i loathe those antisocial devices. don’t come to my house and sit down distracted by your phone. that being said, mrs. smidlap ended up with a latest iphone version a year ago or so and i was steaming. the old one was working find and those “free” phones with a contract are just a payment plan for the grand you’re laying out. no i gotta go and calm down.
have some ginger tea freddy and watch some mr. rogers neighborhood. that’ll settle you down 🙂
You and I have similar tastes in phones – LG seems to be a good choice for the bargain shopper 🙂
My favorite story on smart phones comes from my 6th grader (who is suffering without a phone this year). Most of his classmates have iphones, and one of them was distraught that she “only” had an iphone 5s. So she threw it on the ground at school to break it, and the next day showed up with an iphone X. That says a lot about where we are.
Wow, if my kid did that and I found out….. it wouldn’t be good.
My coworkers were shown me the new iPhone prices that we’d get for our company corporate account. Despite the company would pay $250 for the phone, if you pick any of the new iPhones you’d still be paying out of pocket over $500 or more! That’s crazy!
When I got my latest phone (Pixel) I waited till Pixel 2 was out so I only had to pay about $150 out of pocket. That was a little more reasonable I think.
It blows my mind that people are paying way more for their phones than a laptop nowadays. I get it, you might use your phone more but still, that’s a lot of money!
I hear the pixels are pretty good and $150 isn’t too bad. And yeah, my laptop is 8 years old and entering her golden years, but when I get a new one I know I can score a great laptop for $400 or even under if I catch the sales. Should last another 8 years.
My phone: Samsung s7 edge. Won it in a drawing. Mrs phone iPhone se, picked up new for 199.
My service $15 a month for 2gb unlimited rest, hers 30/mon for 5gb unlimited else.
Had both for years. Will replace as needed. For me, with what ever free android some company is giving away. For her, older iphone, her business does run through phones and coordinating with computers etc.
But yeah, wtf? Everyone has to have the new one? I beat the living shit out of these things. Why would I spend $1500 on one???
Sorry dude, this one got hung up in spam. WordPress pisses me off when it does that!
Winning a phone is the best way to own an expensive one 🙂 And wow, $15 a month is awesome. I’m still comfortable with $35 but Sprint and T-Mobile are merging and Virgin Mobile rides on Sprints network, so I’ll see what happens after they merge.
I love my iPhone! Someone had to say it. : )
I think there is a place for android and a place for iPhone. I’ve used both and prefer, in my opinion, the superior user experience of the iPhone.
There is a lot that you’ve said which hold so much truth to it about high end phone purchases, whether Google Pixel, Samsung Galaxy or iPhone X line. $1,500 is a lot for a phone. But you should desire to buy quality at the price you can find it if you want to keep from replacing it annually.
iPhone’s do seem to hold value much better than android phones. Your $200 estimate isn’t accurate except for a 5 year old phone. I have a theory that this is because Apple doesn’t ever discount their devices. No 2 for 1 “special” deals with iPhone, so the price doesn’t drop in half the minute you open it.
Sorry for the apple commercial! I drank the kool-aid.
Thank you for your post and the great conversation that it started.
Hey, you used the word “love” so I’m all about spending on things that you love. As long as you’re saving elsewhere to try to get to FI then you’re prioritizing. What gets me is when I see people who say “I have an average salary and I’ll never get to FI, I can’t cut any more” and you find out they’ve got a $1000 phone.
I’m with you, Dave. I can’t see spending $1,000 on a smartphone. I have an LG too. I don’t know what model it is. I’ve had for three years now and don’t have any complaints. Oh, I paid $69 for it, and my plan costs $31 per month. And it does everything I need it to do–send and receive phone calls, send and receive text messages, videotape episodes of Talking Trash, and run hockey fight videos on YouTube. Yes, I’m a renaissance man. Great post, my friend. It’s about time someone questioned value of the latest iPhone. Cheers.
Great minds think alike Groovy – LG to the rescue!
Another benefit of not always buying the newest phone or the most expensive phone, is you don’t have to buy all the extra stuff that new technology requires. My work phone (an iPhone 6) had an issue and I got a replacement iPhone 7 today. Turns out with the iPhone 7 that Apple got rid of the headphone jack. Now there is only one USB connection for both the power cord and headphones. So I can no longer be on a conference call at work (which I am on a lot of these days) and charge my phone. Unless I want to pay for wireless headphones, or 2 in one adapter. First world problems I know, but I have no desire to go buy more stuff just to be able to use the newer phone the same way I was able to use to older phone.
Welcome to the “Apple funnel” my friend, now you have to buy more stuff! Long live the headphone jack!
I got a Moto X for free from Republic Wireless and it’s great. The only thing I need is a better camera. It’s good enough. I don’t believe in paying premium price so the whole Apple product line is out.
If I ever break from Virgin Mobile I’d probably go to Republic. I’ve read many posts about them and they seem great!
I’m rocking a 6 year old Samsung Galaxy Note 2 that’s been through a wash in the washing machine. Surprisingly, the phone is still going strong!
Who needs a new phone every couple of years? Older ones still work fine!
Holy smokes, through the washer! That takes the cake on surviving abuse. Kudos to Samsung!
I just discovered your blog and love your writing style! I’m lucky enough to be on a business plan and with Sprint I was able to get my $1,000 phone when it came out for $300. I am very frugal in some areas but my phone is one area where I don’t mind paying a bit of money. But of course if someone is just as happy with a $50 phone I don’t advocate for them to spend the extra money for no reason other than status.
That’s a huge discount, great job. And thanks for the compliment, I really appreciate it!
Could you please share how to use an old phone as a home security camera? I have 2 old phones sitting in a drawer and no home security system.
https://www.cnet.com/how-to/turn-your-old-phone-into-a-home-security-camera/
Yup, I’m going to be that guy that says for those in my circle we do trend towards the best phone. Here is why for me anyhow. I make my side hustle living off that smartphone where high quality video, photos, navigation and screen size all matter. 75% of my photos are taken with my smartphone and I need the best quality photo/video camera possible for the instagram stories, live feeds and on location photos I upload. For all my backcountry time I utilize ViewRanger as my gps tool and screen size is important, as well my SOS beacon communicates to my phone via bluetooth. Screen size also helps for car navigation but is also lowest on my need list.
That being said I never buy the newest one on the market, I stay one generation back as I am still start with my money. I will 100% be buying a new iPhone Xs as I have watched all the reviews by those in my field and the camera/video upgrades are superior and worth it for me. I just plan to wait until they are a year old and the prices come down.
For me, the smartphone has replaced the following; point&shoot camera, garmin backcouuntry gps, garmin dash mounted gps and video camera. My laptop is 4 years old and my TV is 9 years old, my phone is the only piece of electronics in my house that is new and is 2 years old.
For the purchase in Canada we don’t have the best cell phone plans as data isn’t cheap and to get better rates we typically lock into 2yr plans, the bonus is we get discounted phones. New phone is $759 (iphone Xs Max 256gb) and used iPhone7 plus 128gb sell for $650 so new phone cost for me us roughly $110. No way in hell I would pay the full price of $1200 for a new phone lol, way too frugal for that.
The multi-functionality for my work in social media is needed BUT if I didn’t do what I am for freelance work and was an average person, totally your approach works and is the smartest.
Totally appropriate, you make money selling pictures. Although I was under the impression that some of the top-line Samsungs have just as good cameras as iPhones. But those Samsungs aren’t cheap either… not as bad as Apple but not cheap.
I’m just surprised you don’t use an SLR, but maybe those are just specialized now for ultra-zoom lens and high-speed sports stuff..
I use my Sony mirrorless digital for all my major work and projects. For the “on the go” social media content and video the smartphone does the majority of the heavy lifting. I have the full arsenal of lenses and they are a must for what I do.
I’m a LG guy too. I’m on my third LG phone within a six year period. It fits my needs, have no complaints and bought all three of them for under $80 each. During this period, I have also went away with contracts and stuck with non-contracted plans so I have the flexibility to switch carriers whenever I want.
Paying for phone that is $500 and over is crazy in my eyes, let alone $1K. With how my mind is viewed toward smartphones, the only way I would own like the latest iPhone or Samsung Galaxy is if my company buys one for me for work purposes.
Woo-hoo, go LG baby!
I have a iphone 7 plus. But it was issued to me by my work. So that’s a frugal win 🙂
Well those are the cheapest kind aren’t they? Score!
I’ve accepted that I might not see flying cars in my lifetime, but it’s past time for a working hoverboard by now, innit?
I haven’t read all the comments yet but I’m guessing I win the “most-frugal-phone-habits-in-the-thread” contest (–Did I win? What do I get?).
Our smartphone (not my smartphone, but our one household smartphone) cost us $29.99. It was some older Motorola that was being phased out (not being restocked), usually $70 – $80 but on sale for $29.99. This was 3 years ago.
I’m about to replace the battery. A shop offered to do it for $60, but I can do it with a $5 tool and a $10 battery bought online. Had to buy the prying tool first, so I could read the numbers and such off the battery to know what to order.
Oh, and the service is about as inexpensive as it gets: a prepaid card with 5 GB internet and unlimited calls/text is $35+tax per month. I can’t help shaking my head when my friends talk about how much they pay for service (and new devices every 12 months!).
But we’re outliers. This phone we bought in 2015 – it’s the first one we’ve ever had. We resisted following the crowd on believing these devices were indispensable for modern life, right up until we realized that our landline was costing us the same per month as a much-more-portable phone would cost.
I don’t notice, or care about, things like 3G vs 4G, or how big the screen is. I like how it fits in any pocket. I wouldn’t buy a protective case for it because the cases cost more than the phone. We’ve dropped it approximately 250 times (though, never on a summit or in a river!) but it’s pretty sturdy.
Yes, you win! But I have nothing to give away!
Frugal indeed. My first flip-phone in 2008 or so was a Kyocera and was $29.99. It worked fine. Had that until 2012 when I succumbed to the smartphone cult…
Thanks for the great comment!
My first smartphone was an LG, and I tried to hold onto my dumb phone for as long as possible. I’ve always paid for phones out of pocket–no contracts.
My husband kinda peer pressured me to buy an iPhone. It’s from 2014, and still works fine, so I have no reason to replace it yet. I do notice the difference in camera quality with newer phones, though, so I would upgrade for that reason when my phone dies, although not to the latest version. I paid $500 for my phone, and I pay $30 a month for service. It’s not the best service, but it’s good enough. I don’t have much interest in electronics, so that shows in how much I’m willing to spend on them.
But yeah, don’t tell me you can’t afford a nice jacket if you’ve got the latest smartphone!
No contract is the only way to go. And having a phone for 4+ years is really good, most folks replace way before then even if nothing’s wrong with it. But we know you’re a financial ninja 😉
Wow you covered a lot of ground in this one, and skillfully walked towards, but not into controversy.
I have a Pebble watch that still works even though the company is now gone. It works great, and I love talking to it. It is connected to my phone, and can translate my words to text messages. It’s a great feature. Eat your heart out Dick Tracy. I know it from the movie with Madonna, but hey it was a fun one.
I thought the Apple vs PC wars would end up being the greatest conflict in history, now, no ones remembers them. Time marches on.
The phones and battery bit is something that drives me up a wall. LI-Ion batteries are good for about 400 – 1200 recharges depending on the model, with most around 900 or so plus or minus. That means you get like 2-3 years of recharges before the battery starts to hold significantly less power. Of course, these days they do not make phones with replaceable batteries. I do not think this is a coincidence. the solution is to pay to get your warranty voided or at least ruin the water tight seal to get a replacement put in. This puts you in the position of having either a lesser product or a lesser product; you either lose battery life or a feature. That just sucks.
I have to say that I have made the lifestyle inflation argument with many people, and so has John Stossel. People need to look at the homes of people in old movies. We have a lot more stuff today. We have a lot more things that cost more money. Even in my 42 years the changes are staggering. Everyone has AC now, and very few folks did in the 80s. I am including in the window units as they were rare in my area, but then we were barely middle class, and were not middle class before mom went back to work once I was old enough for school. Times are better now!
First off sorry but your comment got hung up in my spam folder. Why WordPress does that to frequent commenters is beyond me.
Actually there are still many Android phones that have replaceable batteries. My current LG is the first time I haven’t had one. Being able to carry a cheap spare battery especially when I go camping etc is awesome.
And yes, lifestyle inflation does make life overall better in many ways (I like my washing machine), but we have to be careful. Too much comfort leads to an expensive lifestyle and laziness. It’s a slippery slope.
Smartness! We still have our trusty iPhone 6s. Granted, the batteries are starting to crap out and charging is almost a daily routine now. These were our first phones purchased outright, after the networks quit subsidizing with their plans. At least we were able to sell our old phones on eBay to make up for half the cost, but the experience convinced me to hang onto these 6s for a long time.
Keep hangin on to them, replacements are costly!
I’m glad that there are still people who are blown away by the power of smart phones! I think everyone should have their minds blown every time they use them. A tiny piece of well engineered combination of silica and rear earth metals that stores electrical charge and can send and receive signals from towers and satellites (YOUR PHONE TALKS TO SPACE- that alone blows my mind) to give you access to all of humanities information. I don’t like how they have become expensive status symbols for consumerism.
It is amazingly cool isn’t it? We do need to remind ourselves how awesome modern life it to not get complacent.
Moto Z2 Play owner here with the Moto Mods that allow me to swap out a 2nd magnetic battery on the back for multi-day use without charging. Bought it unlocked, SIM with Republic. $15/mo unlimited text and voice. Since WiFi is so common, I rarely buy data. Expect to keep for many years.
I hear those are good phones, and the Republic plans are popular. It could be an option for me in the future.