Semi-Retirement Experiments, Mastering The Nap And The Coffee Nap

*I wrote this post before the COVID pandemic started, but feel it’s even more timely now. Some of you now have more time on your hands, hopefully not because you lost your job, but maybe just because you don’t have a commute. But keep in mind when reading that I wrote it in February.

One of the best things about being financially independent and semi-retired from my W2 job is having the time and freedom to experiment.  Since I’m a very health conscious person, my experiments are usually in the realm of diet, working out, and my favorite as of late, sleep.

A while back I reviewed Matthew Walker’s best selling book “Why We Sleep, and I’ve listened to virtually every podcast he’s been on.  Scientists are finding out more and more about the benefits of sleep every day, and the more they learn the more sleep is revealing itself as a crucial player in virtually every aspect of health and longevity. 

What does sleep have to do with your finances?  Better sleep makes your body and especially your mind healthier, and a healthier mind allows for better decisions in all aspects of life.  It’s all tied together.

 

Sleep 2.0

Since I read Walker’s book in 2018 I’ve been focused on getting better sleep.  I’ve done most of the big things and many of the smaller things that Walker and other experts suggest. 

From a cooler room temperature, to turning down the lights at night, and widening the time from consuming alcohol to when I want to crash, I’ve changed lots of my behaviors to focus on better sleep. 

And it’s worked.  I’m happy to say I’m sleeping better than ever and get 7 – 9 hours most nights.  I’m pretty convinced my better sleeping habits helped produce the amazing 2019 that I had in my athletic pursuits. 

I actually won some of our local weekend bike races, something I had never accomplished, and broke my personal records on virtually every hill climb in the area. 

I also got down to my lightest weight ever as an adult right before Thanksgiving last year, at 162 pounds.  On a 6’4″ guy, that’s pretty skinny.  I had my body fat tested and came in at 11.5%, my lowest ever. 

In short, I felt better than I ever have, and light on my feet.  I know my body well, and I’m pretty sure my improved sleep had a lot to do with this.

But I also starting doing something else last year, I worked on my napping game. 

 

Nap Time

Up until last year I’d never been a napper.  Whenever I’d try, which was pretty rare, I’d fail miserably.  I either wouldn’t be able to doze off, or I’d fall asleep and nap for an hour or two.  In the afternoon.  Then I’d wake up all groggy, wander around the rest of the day in a malaise, and not be able to get to sleep that night. 

Fail. 

Last year I decided to experiment and try to master the nap.  After all, I only go into my W2 job 2 days a week.  I have three glorious weekdays off every week where I can do whatever I want, whenever I want.  

Are naps good for you?  This is what Walker says about naps. 

I have not been trying to take 90 minute naps to get a full NREM/REM cycle.  But I have focused on the 15 – 30 minute range, with success.  Here are a few things I’ve learned.

My ability to take a nap and keep it short hinges on whether I’ve been getting good regular sleep. 

I found a clear pattern in my napping experiments.  If I take a nap the day after getting a good 7-9 hours of sleep, I almost always wake up before 30 minutes of nap time, no alarm needed.  When I have a nap that extends beyond 30 minutes and that I don’t want to come out of, it’s almost always after a night of poor sleep. 

When I feel like I’m dragging and lacking energy in the early afternoon, it’s a no brainer, I try to take a nap. 

Plain and simple, I’ve been letting my body guide my napping habits.  In the past I’d try to push through low energy, now I usually try to nap.

Semi-Retirement Experiments, Mastering The Nap And The Coffee Nap

My favorite place to nap, this was taken in February during an insane warm spell

I’m very often able to nap when I don’t necessarily feel tired.

This has been my biggest discovery.  I started experimenting with just chilling out and laying down sometimes even when I’m not feeling tired.  And lo and behold, I’ve often (not always) been able to doze off for 10 or 20 minutes.  This only seems to work if I’ve been getting good regular nightly sleep.  It also works best when I’m outside on my hammock with the sound of the waterfall from my koi pond as a backdrop.

Then I experimented with coffee naps…

 

The Coffee Nap

What is a coffee nap? 

It’s drinking a cup of coffee and then immediately taking a quick nap.  This does work, I can attest.  And it works because of the delayed effects of caffeine. 

It takes around 20 minutes for caffeine to go through your bloodstream and start kickstarting your brain.  The first couple of times I tried this I have to admit it felt crazy. 

Semi-Retirement Experiments, Mastering The Nap And The Coffee Nap

My peaceful, nap-inducing koi pond

I’d drink an early afternoon coffee, and then lay down.  Sure enough, I was able to doze off.  And I’d wake up 20 – 30 minutes later feeling refreshed and ready to open a can of whoop-ass.

As this article explains, some experiments claim coffee naps are more effective than either coffee or naps alone in maximizing alertness.

Caffeine is a drug, and in a perfect world I don’t want to be doing this.  I’d ideally like to reach a state where I feel energized all day without the stimulus of caffeine. 

But damn I love coffee.  The smell, the taste, the ritual of it.  As disciplined as I am I can’t see giving it up any time soon.  I just need to keep it to a cup or two a day and within reason.

 

Don’t Hate Me

I know what you’re thinking.  This guy is being an ass by bragging about how he has time to practice napping techniques. 

I’m not bragging per se, but I am conveying my experiences so folks out there who are seeking FIRE or semi-FIRE can see just how wonderful it can be.  Yes, I have time to experiment with napping.  Don’t be jealous, keep saving your money and join me. 

Jealousy is ugly, napping and financial independence are amazing.

Your turn – are you a good napper and have you ever taken a coffee nap?

 

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Dave @ Accidental FIRE

I reached financial independence and semi-retired in my mid-40's through hard work, smart living, and investing. This blog chronicles my journey and explores many aspects of personal finance including the psychological and behavioral factors that drive our habits.

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32 Responses

  1. I am not a good napper, and I have never taken a coffee nap. Certainly something I want to work on.

    I used to be able to nap in college, but I think my body has gotten into a state of constant “go-go-go” from too much time in a corporate job. Whenever I try to nap during the day I usually can’t get my brain to turn off.

    I do find when I change my routine, suddenly I can nap. Vacations are a good example. Seems like a few days into vacation I am able to take breaks during the day.

    Nap and napper are sounds funny if you use them enough in a short response like this.

    Max

    • Dave @ Accidental FIRE says:

      Constant go-go-go sounds familiar to many, including me sometimes. A work in progress. At least you’re doing vacations properly, some folks can’t even turn it off on those!

  2. I’m a horrible napper. During the weekend I sometimes try napping and it almost always ruins the next night’s sleep. Never tried the coffee nap though. Will give it a try next time.

  3. hey, you designed the life that allows experiments like this. that’s what we did in my house. even with a 40 hour work week i have plenty of time (sometimes too much) to do just about everything i want without apologies. that includes 8-9 hours sleep almost every single night. i like the sleep function on my garmin dumb watch. it’s pretty clear that with exercise and without booze deep sleep is a higher ratio to light sleep. sadly, i gave up coffee years ago and all caffeine after that ol’ kidney stone came around. it was either that or wine and you know who wins that battle. all that being said i gotta work on my nap game on weekends because they usually last 3 hours and i wake up feeling terrible like you mentioned. doh!

    • Dave @ Accidental FIRE says:

      8-9 hours a night, nice dude! I still partake in wine and coffee and those are joys of life that I do not wish to stop. But I now strive for no caffeine after 1:00pm and no alcohol after 5:00 except for special occasions. The latter can be a challenge but I notice a difference for sure in my sleep. Good luck with the naps, it takes practice

  4. 5 AM Joel says:

    I’m able to fall asleep anywhere, anytime. I think it’s a gift. But the *quality* of my sleep varies depending on my health and fitness, that’s for sure. It’s a constant battle to balance everything.

    Dude, you are the most un-braggy guy I follow. You’ve earned the right to nap and spend your days however you want. I love hearing about your experiments and fitness challenges. Keep sharing about it!

    • Dave @ Accidental FIRE says:

      Sleeping anywhere is a great skill to have. And thanks for the kudos dude, I appreciate your support and readership!

  5. I’m a good napper too. I can crash for 30 minutes and wake up feeling much better.
    The problem is getting a good night of sleep. I get about 7 hours and that’s about it.
    Our old cat wakes us up early every day…

  6. Well I’m 150% with you on the benefits of sleep. It’s been problematic for me since I turned 38 for some reason, and have been working on it ever since and have tried ever technique known to man (except prescription drugs). If I have 3 bad night’s sleep I’m hungry, cranky, klutzy, my fuse is shorter, and of course my focus is terrible. I might have to look into that book anyway! Glad it’s helped you!

    • Dave @ Accidental FIRE says:

      “hungry, cranky, klutzy”, haha, been there done that and still sometimes do it. Keep working on it Tonya!

  7. Prepare2FIRE says:

    Ok, I not jealous of your being able to nap…..I’m super jealous of “I’m outside on my hammock with the sound of the waterfall from my koi pond as a backdrop.”!!!! Damn…I’d nap too – everyday and be super happy!

    Well done!

  8. M says:

    I thought I was the only person that could happily pass right out after slamming down a hot coffee. Good to know i’m not alone!

  9. XrayVsn says:

    Never heard of the coffee nap, but the science seems to work for what you intended.

    I have never had problems taking naps and feel it is a great way to recharge your batteries. Of course if done at wrong time it can push your bedtime way back as you feel too awake to go to sleep

  10. Mr. Fate says:

    I got the sleep thing nailed about 5 years ago and now, without employment demands, it’s ideal – about 9-9.5 hours. Like you and many above I suck at napping. I’ve always been jealous of folks who can crash for 10-20 mins and awake ready to rock. I’m the one who gets the malaise and is a groggy wreck until I sleep. Looks like it simply takes practice. Never heard of the coffee nap either. Good article and I will commit to getting some practice in, particularly during Summer when I want to stay as active for as long as possible during the longer days.

    • Dave @ Accidental FIRE says:

      Damn dude, 9-9.5 is killer. I really can’t sleep that long unless I did a huge mountain climbing effort or something that day. Coffee naps are great in summer, a good way to escape the heat and lounge in the AC for a bit.

  11. Great post Dave! Never heard of the coffee nap before…mind you I’ve never acquired the taste for the stuff.

    Sleep is vital and I’ve noticed there seems to be a negative correlation with stress. The less stress in life, the better the sleep. I’m also a believer in taking a siesta and as Walker points out, mid afternoon is generally our low point.

    Further, I find I occasionally get mired when writing a post with what I’m actually trying to express. After a nap, often the fresh ideas fall into place.

    That hammock looks mighty comfy!

    • Dave @ Accidental FIRE says:

      Shannon, you really need to give coffee another shot 🙂 And Walker’s book does lend scientific evidence as to why sleep helps clear your writers block.

  12. Pete says:

    Sleep is crucial. Take it from a guy who didn’t sleep properly until his early 40s (that’s me!)

    And yes, I find naps are easier. My sweet spot is 15 minutes. I’m not groggy and I’m refreshed. Although if I’ve slept more than 8 hours the night before I won’t be napping. 7 to 7.5 the night before might get me a nap that day.

    • Dave @ Accidental FIRE says:

      I’m with ya Pete, my 20’s were practically no sleep and my 30’s were better but still dismal. I got me some catching up to do.

  13. The Frug says:

    The coffee nap works but I prefer it with tea. Afternoon tea before a nap feels very civilized to me. Almost royal.

    Tallyho.

  14. Since consistently using my Garmin Instinct watch I have been working on keeping a consistent average of 8.5 hrs of sleep nightly roughly. I have a semi-retired FIRE friend who does the naps religiously and he states it makes the world of difference. Yes of course he is a cyclist as well lol. Maybe one day I will try the naps, who knows maybe my Strava PRs will improve too

    • Dave @ Accidental FIRE says:

      So maybe that’s it, us cyclist are nappers. You’re already winning with 8.5 a night, but new PRs are good too 😉

  15. Mr. Tako says:

    I love a good nap Dave! Great topic! Ever since COVID-19 hit I’ve been on homeschooling duty and my napping schedule has been severely cut. I hardly ever get a chance to nap anymore! Damn virus.

    I used to shoot for a one hour nap daily after I reached FI, and I felt a lot healthier as a result. The day didn’t seem as draining. It was a great way to rest the body and get some energy to make it through the day!

    Hopefully schools will open back up again some day, and I can find the time to nap again!

    • Dave @ Accidental FIRE says:

      Yeah I imagine your experience with kids is being shared by many. I don’t have kids but sometimes I still get woken up from my nap by the screaming kids from my neighbors playing outside. We’ll get back to normal eventually…

  16. drmcfrugal says:

    Hi Dave,

    Sorry I haven’t been around lately. Been busy with COVID stuff. But I still stop by and check out your stuff :).

    The coffee nap is very powerful indeed. Some colloquially call it the “Nappuccino”.

    Have you read Daniel H. Pink’s book “When” ??? It’s pretty good. I read a few months ago and it changed the way (and timing) of how I do certain things. Check it out.

    Anyways, Daniel Pink also wrote a blog post/article about the nappuccino.

    https://www.danpink.com/resource/nappuccino-a-scientific-5-step-guide-to-the-perfect-nap/

    Hope you are doing well during this crazy time 🙂

    – Dr. McFrugal

    • Dave @ Accidental FIRE says:

      No apologies necessary Doc, times are crazy, but great to see you’re doing well. I had not heard of that book but will check it out and I’m surprised I didn’t stumble upon that link in my searching. I love that term nappuccino, very cool!

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