One of the key rules for smart money management is to focus on the “big three”. What are the big three? For the vast majority of households the three biggest expenses are housing, transportation, and food. If you save the...
My first job out of college earned me $20,000 per year, which is about $35,000 in today’s dollars. Not exactly a high income start to my career, but I was just happy to land a job. When I got out...
You read that right. Is it? I mean, if your job and what it produces went away tomorrow, would the world be worse off? That’s the thrust behind a book from a guy named David Graeber, and this article from...
I went part time at my job in October 2017 after exceeding my target financial independence net worth. I wrote about my initial experience with my new freedom last November, and again in April. It’s my intention to keep doing...
One of the biggest decisions you can make financially is whether to buy a home or not. Additionally, where you live will have a huge effect on whether affordable housing is available and on how much you make in your...
To me, it can be harder than ever today to separate perception and reality. There’s just too much information out there, so it’s often a forest/trees issue. So yesterday I saw this from Bloomberg – despite what you think or what...
As I mentioned in my last book review, I was hesitant to start a blog for the simple reason of the social media time necessary to market and get readership. I’m not a fan. In his book, “Deep Work”, Cal...
A while back I wrote a post about my tendencies to pack rat and hold on to things. Those traits were no doubt inherited from my depression-era parents. But here’s the thing, there’s a massive upside to these behaviors too,...
Well, not really. Sorry for the click-baity title but it does directly refer to the article I’ll discuss in this post. It’s not me that’s banking on an inheritance, I don’t need one, it’s Generation Z kids. That term –...
My Mom and Dad were in the front seat of the car, we were in a hospital parking lot. My mom was sobbing. They just found out my brother had diabetes, type-1. He was 3 years old. It’s my earliest...
Dear Mom, Can you believe this? I’ve done it. I think I’m kind of set for life. Yep, I kind of can’t believe it either. I know, we didn’t have too much when I was growing up, but you and...
If you are considering a move or possibly geoarbitrage in the United States, there are endless things to consider. If you have school aged kids, then the quality of public schools is definitely one of those things. The website Governing...
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2025 Activity Tracker
Cycling: 1565 Miles
Running: 140 Miles
Hiking: 18 Miles
Paddling: 8 Miles
Climbing Days: 1
2024 Activity Tracker
Cycling: 5209 Miles
Running: 330 Miles
Hiking: 46 Miles
Paddling: 86 Miles
Climbing Days: 1
2023 Activity Tracker
Cycling: 5400 Miles
Running: 472 Miles
Hiking: 37 Miles
Paddling: 96 Miles
Climbing Days: 6
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