What I Identify As
I’m not much of a fan of social media but the social network that I’m most active on by far is Strava. If you’ve never heard of Strava it’s an app and community that allows you to record your outdoor...
Tagged: investing
Your Refund Is An Opportunity Cost
Tax season is now over and if you get a refund from the government you’ve either already received it or know how much you’re getting. I’ve written before about why getting a tax refund isn’t an optimal financial move. When...
A Real Example Showing Why You Need To Be In The Market
If you’re new to my story, I reached financial independence in my mid 40’s. I started investing money in the stock market in the mid 1990’s after reading Money magazine and realizing mutual funds were pretty simple and easy. The...
How To Up Your Mental Money Game
It was about 22 degrees out with a decent breeze making it feel colder, and dark. My hands were getting numb as I had to remove my gloves to work the latch to unattach the chain from my waistbelt. “Dave? ...
Think Of Your Decline In Net Worth As A Loan
The idea for this post popped in my head, like most do, on a long bike ride. The markets had just seen a few days of massive declines. To me it’s nothing worth noting. I’ve been there, and done that. ...
Emotions Have No Place In Your Investment Strategy
Chances are when someone smiles at you you will smile back. Even when you’re having a crappy day. Emotions and their expression are contagious. It’s human nature. According to this article from Psychology Today: Happiness extended up to three degrees...
Self Sufficiency: The Most Valuable Tool In Your FI Toolbox?
Being single and an outdoor sports junkie means I’m often going out on adventures by myself. And now that I’m financially independent and semi-retired I have more time than ever for adventures. These are clearly not problem statements…. But there...
Are Millennials Afraid Of Risk?
From October 2007 to March 2009 equities lost a sobering 54% of their value. Many millennials were just getting started in their careers during this time, and many more were still in college watching the horror show from the proverbial...
The First Free Index Funds
This week Fidelity launched free index funds, the first company to do so. As Bloomberg reports they’re playing catch-up to Vanguard when it comes to the low-cost index fund space, and this is an unprecedented move. Sure, as many on...
Sunken Costs And Stubbornness
We had just partied like it was 1999. I was coming up on 3 years into my investing career, and even though I mostly had mutual funds, I still liked the idea of researching and picking a winning stock. Having...
Are Micro-Investing Apps For You?
Micro-investing apps such as Qapital and Acorn have gained a lot of popularity and media lately. In short, most of these apps use techniques to automate the transfer of money into some sort of investment vehicle. This post is not...
Irrational Exuberance Replaced With Ill-Informed Stupidity
WASHINGTON D.C. – In a statement released on Wednesday Federal Reserve Chair Janet Yellin warned that irrational exuberance has been replaced with ill-informed stupidity. Hearkening to a term coined by former Fed Chair Alan Greenspan, Yellin said that “At least...
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