The unemployment rate in America hit 3.7% in September 2018, the lowest since 1969. The economy is strong. Sure, it’s easy to cherry pick articles that claim it’s meaningless since so many people are “out of the labor force”, but...
I was over my buddy Nathan’s house years ago, a massive modern “McMansion style” house in the suburbs of Baltimore. He and his wife Cindy had bought it the previous fall, and this was their first summer in the house. ...
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To get to financial independence, you have to save money. There’s no way around it. Even if you become famous and wind up having money pouring out your kitchen faucets, if you don’t save you’re not going to make it...
It was about 22 degrees out with a decent breeze making it feel colder, and dark. My hands were getting numb as I had to remove my gloves to work the latch to unattach the chain from my waistbelt. “Dave? ...
I did it readers! Barring a major catastrophe in the last three days of 2018 that requires me to drive over 450 miles, I rode my bikes more miles than I drove my car this year! Yes, you read that...
It’s common knowledge that college tuition costs have been escalating rapidly. And nothing reflects this more than the student loan crisis in America. As of November 2018 Americans owe $1.56 trillion in student loan debt. That’s almost 3 times the...
We crested the ridge and all I saw was another steep slope climbing endlessly up. “This is climbing…” I said to myself, “…stop complaining. This is why you came halfway across the world, get on with it…” We were ascending...
Happy Monday readers! I was fortunate to be asked to appear on the What’s Up Next Podcast a while back with Cody from FlyToFi, Grant from MillennialMoney, and Mrs. Groovy from Freedom is Groovy. Despite being from different generations we...
When Uber first came on the scene I largely ignored them. I thought the idea was great, one of those “Why didn’t I think of that” ideas that’s both simple and revolutionary. I love seeing industries get disrupted, especially old...
In 2018 healthcare costs in America will outpace inflation. It may come as a surprise to many, but that’s the first time since 2010 that’s happened. Yep. As Bloomberg puts it: Health-care inflation has been partly restrained by limits on...
As I mentioned in a previous post, I buy stuff deliberately and carefully. By that I mean that I put some analysis into it. I try not to over-analyze, but there are databases of reviews online and the ability to check...
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